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The Fantastically Festive December NSD Challenge
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NSD 6 today :-) , which is 2 in a row and my NSD target was 5 so am happy! Is there a January one coming up?NSD: 3/15 April
Grocery spend challenge April £49/£80
sealed pot challenge 7 #201 saved £4.76
WSC commencing 30/3 £0/ £6 Virtual sealed pot challenge £5.460 -
Hey MissE001
That's fine, you carry on...
I just didn't want it to go by the wayside. I'll be back to update every other day or so, so hopefully between us we'll get back on track.
NSD # 8 for me too. :j
I'm guessing the jan thread will be up over the next day or two.SPC 18 Target £200 /0 -
I'll get it all set up tomorrow ETO
Oh, and I've updated the front page again to here :TSPC Member #112 :A Save £2k in 2014 # 160 :money:0 -
And....drum roll....no NSD here again
just back from flicks to see the hobbit. Though it was 25% off Monday for odeon card holders! and OH 'only' wanted regular nachos. Must confess I did treat myself to nachos too, but took my own drink. We don't go all that often, in fact I think the last thing I saw with OH was the last hobbit film.....oh no, it was world war z....in July :rotfl:
Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Well,I was all set for a NSD today:nice quiet day at home with OH and children.
Then by the evening I had convinced myself that I really couldn't put off getting seriously back into Slimming World again:I had reached target weight middle of last year,but stopped going to meetings regularly,and started to go off the rails abit: I have managed to stay in my "skinnier" clothes,but I can feel the flab starting to spread.So with no parties planned for tomorrow night,decided I really couldn't justify waiting another week.
I went tonight,and to really make sure I stayed commited,I paid 6 weeks upfront :eek:.At least this will help me keep Mondays as NSD's for the next few weeks,by which time I should be back in target and not paying anyway :T.Every cloud 'n all that...
Not sure what our plans are for tomorrow,but it is afew days since we have been out with the kids,so it might not be spend-free.:(
I hope everyone has a very Happy New Year's eve._party_SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.500 -
Sweet 16 & never been spends
It's supposed to be dentist for me today but muvva's got a rogue limp, so may be a doctor's appointment for her insteadBit concerned with the medication she's on, but will have to see what she's like once up & (hopefully!) moving around.
Are we starting at $idney's Bridge again tonight, or is it all round to Beanie's for bangers & a bar-b-q? I've got my fourth-best wunzee washed & dried for the occasion, cuz it's got those little black or white dogs with tartan ribbons round their necks, but mine are mustard & red diesel on a rainbow background. I can't remember where I got it or I'd invest in another three, I love it so much!Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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Morning everyone,
Well here it is, the very last day of the year and I'm declaring NSDs #9 & 10. I'm amazed that I have made my target as it was such a busy month with lots of unexpected spends. 2014 is going to be all about debt reduction for me so I will be working on some big NSD numbers from Janaury onwards.
We're off to friends tonight and I'm so looking forward to it. I hope everyone has a lovely evening however you choose to welcome in the new year. See you all in 2014 _party_CC1 £5999 Total Debt March 2021 £5999
NSDs March 1/200 -
I really, really want to give this a try in Jan!
When does the new thread get created guys?
Virtual Sealed Pot Challenge #137 (£4.13)
Sealed Pot Challenge #252 (Approx £24.53/£250)
£2 Saver Club #139 (£10/£100) -
£365 in 365 Days 2014 #92 (£7/£365)2014 Is A Year For Saving
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Morning everyone.
Well here we are the end of the year, went quickly this year didn't it? I've enjoyed racking up those NSDs this year.
As you may know I paid off my CC debt this year which was an amazing achievement and very hard work to stick to repayments and budgets but if worked alongside a PPI refund paying the rest off. My next debt to tackle is a long long long term loan which I am saving up for to pay off. Budgets have been worked out to stick to savings plans and the aim is to save £6000 over the next 12mths for year one of saving up the whole amount.
All this means I'll be continuing to rack up those NSDs with this aim in mind. I couldn't do it without this thread and I really appreciate the time that is taken by everyone who runs the thread and contributes and takes part to keep us all motivated.
I'll be back later with my December total and I wish wveryone a happy new year!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
NSD#10 on Monday, goal completed this month0
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