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The Fantastically Festive December NSD Challenge

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  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    NSD 12 and target achieved today! Hitting up the sales at 5.30 am tomorrow with some Christmas money (new clothes for work are needed, new job with much more formal dress code). Merry Christmas everyone!
    Well Done on reaching Target & Many Congratulations on your new job; hope you'll be happy there for a long while to come! And fingers X you find the real bargains in the shops today..


    I've managed to achieve 12 so far; I am looking at the online sales but daresay it will just be "windows" shopping (geddit?!?!!) & I shall stay warm, dry & un-bruised with my version :D There's not much point in my buying clothes just yet as the family have all signed a pact to loose weight, but those are pounds we don't mind losing!


    Here's hoping you all managed to keep the elements outside & your turkeys cooked inside; Be Safe Peeps x
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Yesterday was NSD 23 and today will be another one but I'll declare later.

    Hope everyone enjoyed Christmas and is ok.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Delighted to announce that today makes NSD number 12 which means I have hit my target!!!!!!!!

    Hope everyone is having a lovely Christmas - it's not over yet, and there's the New Year to come as well, so lots of joyful times ahead. Even if life is tough for you at the moment, you can still reflect on the good things and celebrate them, and find ways of dealing with the less than good things.

    Whatever your circumstances, you will always find friendship and support on this website, whether it's this NSD thread, the OS Doorstep thread or the Debt Free Wannabe thread. Just ask and it will be there for you.
    One life - your life - live it!
  • Good Morning Folks and Belated Christmas Greetings from me:)

    I hope everyone had a great Christmas and is enjoying time with family and friends:)
    As I didn't go out yesterday and don't intend going out today, I am able to declare NSDs 10 & 11:)
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Hi, hope everyone had an enjoyable Christmas Day.


    I can report yesterday was NSD #13




    Today will be nothing like a NSD - I've been to the local sales, and I'm delighted with what I bought. Also, I'm probably going to order my bread maker this afternoon - this item is vital for my future MSE life!
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • I was just about to excitedly post I'd hit my target then realised I'm online because I just paid £50 off a CC! Still I'm not unhappy about the spend, it's taken my debt repayments over £2k since my LBM and it's a "good" spend.

    There are 5 more days in December to snag that last one and I have a sneaky suspicion I'll do it despite feeling on the first of December that 12 was insurmountable :)

    Kate x
    LBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
    paid pre-DMP £6146 :D paid with DMP £2275 :D F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount) :D Total £9725

    Current debt to repay £3,503.13 taking one day at a time
  • BigMummaF wrote: »
    Well Done on reaching Target & Many Congratulations on your new job; hope you'll be happy there for a long while to come! And fingers X you find the real bargains in the shops today..

    Thank you! It's the best of both worlds with the new job - my entire department is being merged with several others to become a brand new one. So I get to keep my fabulous colleagues but we are much more stable and have an exciting fresh start (and permanent contracts). Also managed to find some fab bargains in the sales today but not spend all of the Christmas £ - hurrah!
    Novuna personal finance 0% 4-year £518/£1866
    Credit card debt free! Now on the journey to mortgage free.
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Hi all

    NSD no 4 today :). I'm not leaving the house tonight so declaring early.
  • beanielou
    beanielou Posts: 95,629 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So declaring NSD 13 on Christmas Eve,14 on Christmas day & 15 today.

    Hope you all had a lovely relaxing time.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Safe to declare today as NSD 24
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
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