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The Fantastically Festive December NSD Challenge

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  • flubberyzing
    flubberyzing Posts: 1,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Put me down for 16 please!


    I managed 15 last month, by the skin of my teeth! Let's see if I can do it again + 1 :j
    Because it's fun to have money!
    £0/£70 August GC
    £68.35/£70 July GC
    January-June 2019 = £356.94/£420
  • Reporting in with NSD #1 :rudolf: and it was totally accidental! We're home now and I won't be leaving the house again today so going to declare and bank it.

    It feels fantastic to hit the ground running this month. Good luck everyone :T:
    CC1 £5999 Total Debt March 2021 £5999
    NSDs March 1/20
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Afternoon everyone.


    As it's my first time on this challenge I'm just going to list my ground rules, so I know what I'm doing.


    For the purposes of this challenge, I won't be including


    1) Standing orders and Direct debits and any other utility bill/ regular payment. All budgeted for at the start of the month.


    2) Posting eBay packages - as the notes on the introduction says, my buyers have paid for that.


    3) Anything paid for by Paypal. The balance in my Paypal account is earned from my eBay sales and is used from time to time to purchase oddments for the house and treats.


    So, what will be included is all other spending on cash, debit card and credit card(which I pay off in full each month.


    I'm pleased to report NSD # 1.


    We are at home for the rest of the day, so it's safe to report!
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 1 for me today :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Off the mark with NSD 1 today

    Did some present shopping but all spends came out of the present account leaving me able to claim today as a NSD
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • flubberyzing
    flubberyzing Posts: 1,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well... I didn't get a NSD today. I decided to head up the retail park to look for a specific photoframe for my mum. None of the shops have what she wants, so we might have to shelve that idea for Xmas...


    However, I did buy 2 jumpers from Matalan, which will be perfect for starting my new job tomorrow. :eek:


    I put the xmas decs up this afternoon, and have spent up til now tidying and generally sorting myself out for tomorrow. I think I'm all good to go now. The house is tidy, I've sorted out the dump that was the spare room, and now I'm about to finally sit down and relax with a small glass of wine. Have a good evening, all!
    Because it's fun to have money!
    £0/£70 August GC
    £68.35/£70 July GC
    January-June 2019 = £356.94/£420
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    Claiming my first one today :D1 down lots still to get :rotfl:
    Must use my stash up!
  • So today has been a good start, usually Sunday ends up being the worst day for unnecessary spending on 'treats'. However I have resisted temptation meaning I can report my first NSD 1
  • bottleofred
    bottleofred Posts: 2,902 Forumite
    Good Evening Folks,

    I am just popping in to declare NSD1 for today please:beer:
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    MissE001 wrote: »
    Sazzie - it would be great if you would keep track of in-a-row. Drop me a wee message when you've updated and I'll update the front page.

    And I'm sure you didn't totally blow it last month - you didn't report any NSDs at all and I'm sure you had some. If you did, will you update November and improve our stats :)

    Hi MissE,

    Yes bit rubbish of me sorry, did have some NSD, I will look at my diary to see which ones were defo NSD and get back on to Nov.
    Just struggling with a few things at home and it's wrecking my nerve and focus.and planning ...darn it ...I have a lot to be grateful for...not least you lurrverly lot ...will try harder:o


    Welcome to all newbies and returners, Nargle you have the first prize for the most colourful post:rotfl:
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
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