The Fantastically Festive December NSD Challenge

WantToBeSE

Hi.
Can i please join in this month? I would like to aim for 12 NSDs and 3-in-a-row.
Thanks

Bex296

Hi again! While I was not totally successful at reaching 7 in November's challenge, I have (perhaps foolishly) joined the hardcore lot over at Debt Destruction December so because I've joined that I will have to aim for 15 NSD please!

MissE001

Sazzie23 wrote: »

Hi everyone

Totally blew it last month, so trying for a steady
15 nsd with 3 in a row

Thanks MissE for starting our shiney new thread

If you'd like I'll try to keep track of the in=a row

Good luck everyone

Sazzie - it would be great if you would keep track of in-a-row. Drop me a wee message when you've updated and I'll update the front page.

And I'm sure you didn't totally blow it last month - you didn't report any NSDs at all and I'm sure you had some. If you did, will you update November and improve our stats

MissE001

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it can be difficult sometimes to see how many NSDs you're all declaring on posts.
Could we ask you to highlight your number of NSDs in a colour and in bold so that we can see them easily when we whizz through the posts - red would be best but we don't really mind as long as we can see the numbers easily.


Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

MissE001

Welcome back to all our regulars

And to our newbies:

jammy dodger, gupalsmurthpadacal, Goldiegirl :j

MissE001

So far,

20

of us have signed up for this month's challenge and so far we're aiming for

274 NSDs

jaxsmar

Hi Going for 10 NSD's thought I'd better play it a bit save with christmas coming up.. :santa2::xmastree::xmassmile:rudolf:

CommitedToChange

Afternoon :beer:

I'd like to join in please and I'm aiming for 10 NSD's

Can't wait to see what happens this month :rotfl:

Knit_Witch

Joining back up with 10 and 3 in a row please!

donna_dynamo

HI all got so close last month so this month i will try for 15 NSD's again.