The Fantastically Festive December NSD Challenge
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Ooooohhhh,me,me,me.Let me join again!!I promise to behave myself!!
As Kate-fixing-it says,this challenge definately makes you think about whether you really need to buy something today(or if it will wait til tomorrow when you will have to buy petrol anyway because the petrol indicator is flashing red ).
Good luck to everyone.The last couple of months I have been doing this challenge,I have aimed for over 10 NSD's a month.But with Christmas and school holidays this month,will aim for a round 10 NSD's please Miss E001.
Another thank you for all of you who have inherited the running of this board.We do appreciate it thank you :T
SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.500 -
Going to go for 14 NSD's.
Thank you Miss E for all your hard work in running the threadI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Back in again didn't quite manage my target in Nov:( but aiming for 10 NSD this month.No Buying Unnecessary Toiletries: July stash 72/0 INS/2 UU/0 TA0
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OK, so I smashed my November challenge, Im upping the stakes here. And at Christmas too . Im going for the big one. I spent about ten hours putting my budget together so I really want to make this work. I might have a dental problem pop up though, got a weird cold hurt in my teeth last night, but Im still shooting for the stars.
25 NSD:
3 in a row
6 in a row
6 in a row
6 in a row
4 in a row (cos then its January)
Oh yeah, I can do this. Best of luck everyone :beer:Debt as of March 2018, £794 rent arrears £4273.7 debt, £900.70 in pay day loans, total £5968.40 :eek:. Total debt today £5968.40
Rich people stay rich by living like they're poor. Poor people stay poor by living like they're rich.0 -
Hi one and all
I am wanting to end this year how I wish my new one to begin
so I am starting my journey to be debt free by joining your gang
can you put me down for 12 nsd please and I shall see how I crack on
many thanks JD x0 -
Morning all,
Another early start here, I have a few hours before we go out so I've decided to spend that time getting organised with several lists and meal plans to get us through December. It is my absolutely favourite time of year and I am normally beside myself with excitement by now. Need to find some of that spirit as it's definitely lacking this year
Anyway, I think I'll set my target at 10 NSDs this month please. I find that the week between Christmas and New Year is useful for NSDs as there is plenty of food about and everyone has plenty to do with new toys/books etc, which means lovely relaxing days at home.
Thanks to the organisers and updaters for keeping the thread going. Am I allowed to say Merry Christmas yet? :xmastree:CC1 £5999 Total Debt March 2021 £5999
NSDs March 1/200 -
:xmastree:Good Morning Folks:),
I hope everyone is enjoying the weekend so far:)
I would like to go for 12NSDs this month and also for 3 in a row:eek:
Thanks to Miss E and to everyone else who is updating the thread:T
As I made white chocolate and vanilla muffins yesterday, I am off to make mince pies this morning:)
After all, it is the 1st December and I think it is now safe to mention the Christmas word:snow_grin:pIf you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Hi everyone
Totally blew it last month, so trying for a steady
15 nsd with 3 in a row
Thanks MissE for starting our shiney new thread
If you'd like I'll try to keep track of the in=a row
Good luck everyoneDebt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
Right, trying again with a more realistic target and will build it up next year. Can I go for 12 NSDs and 4 in a row, please? Thanks!Novuna personal finance 0% 4-year £518/£1866M&S credit card 0% 18 months £413.12/£4216.580
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I'd like to aim for 17 nsds and my usual 4-in-a-row.
Thanks!0
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