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Debt Destruction December!!!

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  • Can you include me please, followed novembers challenge with interest so going to join you lovely inspiring people for my first ever challenge
    JJ #81 1/20 NSD £4.50/£400 food budget (5 people plus doggy). £68/£150 petrol budget.

    Debts: Next acc: £487.11. CC1: £2724.68. CC2: £575.79. CC3: £2737.78 (have just applied for 0% card to bt this one)
  • 49 Contenders stand shoulder to shoulder. Who else will see fit to join the fight before the clock strikes midnight..??
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • I also failed miserably with November challenge but I need to get myself back on track with a swift kick up the bum.
    Please could I be added NSK?
    Congratulations on becoming debt free. Amazing x
    NSK Zombie # SFD 7/15 Food Bank £0/£5
    Food
    £73.57/£122 (incl. pet food)
    Petrol £20/£40
    Exercise 2/15 Outings 1/2
    Debt :eek: £18,917
  • stewby
    stewby Posts: 1,206 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Thanks for putting me in at number 8 NSK.

    Going to cheat a little and not remove one xmas outing... as my only xmas outing is my new work's xmas night out and I want to meet people and be seen to be a team-y sort of person. Sorry.
    :embarasse
    Mortgage: £0/£80,329.91
    Savings: £0/£6400
    :love:
  • Bex296
    Bex296 Posts: 151 Forumite
    I'd like to join too please.... But can I ask a couple of questions first as I'm new?

    2. Do direct debits for budgeted stuff (eg, credit card repayments, rent) count as 'spends' for the NSD thing?
    6. As my and my partner's work dos are free, can I still go within the rules? :)
    Debt: [STRIKE]£8652[/STRIKE]£8550:eek:
    Honeymoon and post-job savings: £50/£1100,
    DFD target: December 2015
    Saving for Xmas 15 #35: - £4/£365
    NST December #28 - Food etc- £200.71/£260, :xmastree: & decs £0/40, Diesel £48/£110, Christmas presents and spending money £335.59/£380, Food Bank £5/5, SFDs 1/15.
  • Me too xxxxxx
  • Sign me up!!!

    :beer:
    ⭐ DEBT FREE : 18/02/2025 ⭐
    Follow your heart & be true to yourself always
    My life is full of abundance and prosperity
    NST April: Food/Spends = £240.00/£60.00 NSD = 7 /12
    Be kind - Eat well - Exercise - Be mindful
  • 49 Contenders stand shoulder to shoulder. Who else will see fit to join the fight before the clock strikes midnight..??
    Please can I be added to December challenge?
    Thanks
    NSK Zombie # SFD 7/15 Food Bank £0/£5
    Food
    £73.57/£122 (incl. pet food)
    Petrol £20/£40
    Exercise 2/15 Outings 1/2
    Debt :eek: £18,917
  • :T:T:T 31 Days to the End of the Year. :T:T:T
    Lets Make Them Count.

    Let The Games Begin And May the Odd's Be Ever In Your Favour!
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • ClootiesMum
    ClootiesMum Posts: 1,606 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Nowhere near enough organised to consider joining but will be cheering from the sidelines
    Debts 07/12/2021
    #280/#310.08/#450/#575.47/#750/#1000/#1200/#1848.83
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