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Mrs PG's Hopes & Dreams for a debt free future !
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I'm always so pleased when your name pops up on my subscribed list. Look forward to a mammoth update soon xx
Thats lovely to hear Muser thankyou.
I love it when I see that you have commented also.
Off to think of some interesting things to tell you all :rotfl::rotfl:LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Good to see you're still keeping afloat, Mrs PG, and looking forward to hearing the updates and further adventures of the Grigios.Better is good enough.0
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Hi Mrs PG. Thought i would pop in and say I have been reading your diary (currently on Page 47 of your first thread
) Just wanted to say what an amazing job you have done reducing your debt alongside balancing work and a busy family life
Love reading your funny stories, i have just read about the out of date pineapple :eek: really cheered me up and made me chuckle
Keep up the great work, you are doing a fantastic job
UC0 -
Hope you're good Mrs PG..all good here in Brizzle TowersMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hope all is going well with you, Mrs PG, and the sun is shining where you are.Better is good enough.0
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Thankyou all for posting in my absence !
Its lovely to see you all when I finally log on quickly.
Have just updated the National Debt, hence why I am here right now. Nearly hit the £40K marker. Whoop Whoop !!
University Costs - Its lovely to see you, I cant honestly believe that you have the will to plough through my first diary. I had totally forgotten about the out of date pineapple story, but I do remember the Pastry brush pie well ! I think my culinary skills have improved a tad since then, although we do still have the occasional disaster ! :rotfl:
I didn't do the promised Mammoth Update did I ? I am so rubbish with this diary at the moment .
Im not going to update now though Im afraid, DD1 is currently sitting her final A2 ( Her 1st choice of Uni well and truly hinges on this result ) The plan was that I would meet her after the exam and treat her to brunch , to celebrate the end of exams and her finally leaving the college that has been the bane of her life for the past two years . DD2 will definitely not be going there, that's for sure !!
Trouble is DD1 was sick this morning before her exam, not sure if its nerves ( she doesn't usually suffer) or a bug of some sort. Bearing that in mind, Im not sure she will be up for a celebratory Brunch
I am on standby, waiting for her decision after exam finishes !!
In the meantime, as I have the house to myself which is a real rarity these days, I'm going to take the opportunity to plough on with work with no interruptions ! My girls have a terrible habit of coming into the office for a chat when I'm trying to work. As lovely as it is, I don't get much done !!
Hope you are all well, and I really will try and pop back soon xxxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Fingers crossed for DD1 and hopefully it was 'just' nerves. DS1 finished AS exams last week and I swear it was hard to know which of us was more relieved. I hope it went well, and that she can now look forward to a whole new set of opportunities.LD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0600 -
I do hope the exam went well, Mrs PG, and that you both had enjoyed the well-deserved lunch.Better is good enough.0
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Hope all went well and it was just temporary nerves..
xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
How can it be the end of September already ?
I last posted in June, where have the months gone ?
How are you all ? I really do need to get back on here regularly ( I say this all the time I know ) but I have fallen off of the wagon recently, we have had the strangest of year work wise and our income has been all over the place. I have taken my eye off the ball totally as my head seemed to be full of a zillion other things that needed doing and I wasn't really sure what to concentrate on. In the end I seem to have done a bit of everything, nothing very well and achieved little !
So...... I have to get back on track, continue to kick this debt into touch (am thinking of re reading my original diary in the hope it gives me the kick up the backside that I need ) and spring into action.
THE PG National Debt is reducing....soooooooo slowly . It never was going to be a quick fix but it feels like this has been going on forever and I am feeling a bit fed up with it. I swear my eat, sleep and dream numbers and pound signs !! .
While I have been gone, which I don't think I posted, we were successful with a Packaged Bank Account Claim. It was initially refused but I was adamant I had a strong case. I wrote to the CEO, they looked again and within three days we had £3K sitting pretty in the bank.Sadly the money was used to prop up the business and pay the mortgage, but at least it was there to do so.
In other news, DD1 was offered her first choice of Uni and I moved her in last week ! She is having the time of her life. As much as we miss her chitter chatter ( she talks alot :rotfl:) as long as she is happy and excited, then I am too. She messages constantly and facetimes in the evening. I didn't want to pressure her to do so, but its been voluntary, which is nice. She said a few of the girls were homesick and she has been looking after them, but so far she is showing no signs. She is also really enjoying cooking , something which never ever happened when she was at home ! We have a bet on how many nights of Freshers she will last :rotfl:My bet is 2 nights, but we will wait and see !! She loves her bed so am not sure if she will manage an entire week, plus the Uni have set her a mountain of work already despite it being Freshers. Today she emailed me her timetable. In some ways I wish I didn't have it, I know I will be checking what time she starts and wondering if she is out of bed and on time ( some of you may remember that time keeping is well and truly not her forte !!) I think for my sanity, it would have been best if she kept me in blissful ignorance !!
DD2 in now in her final year of GCSEs. Its started with a bang, two weeks in she is exhausted already by the workload.
Mr PG returned yesterday from abroad where he has spent most of the summer. He arrived minus his cases which seem to have ended up in Madrid !! He did however, manage to hang onto the bag with his dirty washing in :rotfl:. Lucky me !!
So......as of tomorrow I need to try and do something constructive towards the debts / savings, general feelings of security etc . Things are looking very very quiet work wise, and although I have spend today in meetings and trying to drum up work, it resulted in just one day of confirmed week and that wont pay the bills. There are a few things in the pipeline which may or may not come to fruition.
Right now I am off to update my signature once more , as I have just paid the predators, and ponder what else I can do to make some more money to throw at the debts.
Hope everyone is well and happy xxx.LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280
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