What happens when my fixed rate ISA comes to an end?

eskbanker

FLAPJACK wrote: »

Just make sure to transfer into an ISA....even if you see a non ISA account paying more interest....you need to protect the 11.5k from the taxman.....I'm sure you know that if you drew any of it you can't pay it back in....and if you draw it all out you will have to start all over again from next years allowance.

A lot depends on OP's intentions for those funds - the above advice is sound if these are intended as long-term savings that should be kept sheltered from tax for as long as possible. However, if the funds are likely to be needed within a foreseeable timeframe (e.g. saving for a house deposit, say) then it may make more sense to get them into taxable accounts that give a better overall net return over that period.

brewerdave

veryintrigued wrote: »

And the provider is??
(Please!)

Birmingham Midshires (BOS) -but as far as I can see, they are not offering new ISAs just hanging on to what they have:)