Iphone Courtesy Phone - Vodafone

suki1964

IME it's been cheaper to just go straight to Apple When I had the iphone3 and dropped it down the loo, Apple charged me £90 for a new phone where as the insurance would have set me back £130 for the year. The iphone4 that I dropped cost £130 to replace but the insurance was by then over £150

NFH

im-lost wrote: »

Christ, I honestly don't know how to reply to such drivel.

It's not drivel but reasonable arguments if the OP was entitled to a loan phone. You seem to forget that the functionality of a smartphone is not only to make phone calls, but all the other functionality and app capability that makes smartphones much more expensive than basic phones. Now that we know that the OP is not entitled to a loan phone at all, it all becomes irrelevant.

Pineapple88

NFH wrote: »

It's not drivel but reasonable arguments if the OP was entitled to a loan phone. You seem to forget that the functionality of a smartphone is not only to make phone calls, but all the other functionality and app capability that makes smartphones much more expensive than basic phones. Now that we know that the OP is not entitled to a loan phone at all, it all becomes irrelevant.

True, but the contract is not for functionality of a smartphone, it is to access the network which is calls, texts and data. As noted above the contract does not even require the network or insurer to supply another phone. Any agreement to provide an inurance phone will be dependent on stock availibilty and the same model or manufacturer cannot be guaranteed.

NFH

Pineapple88 wrote: »

True, but the contract is not for functionality of a smartphone, it is to access the network which is calls, texts and data. As noted above the contract does not even require the network or insurer to supply another phone. Any agreement to provide an inurance phone will be dependent on stock availibilty and the same model or manufacturer cannot be guaranteed.

The contract for the mobile service is separate from the insurance policy for the goods. The goods comprise functionality other than the functionality used with the mobile service. The insurance policy covers the entirety of the goods, not merely the functionality necessary to use the mobile service.

As I stated above, the OP is wasting our time with this, given that the insurance policy does not provide a loan phone.