accident

SCO

If your son thought there was time to pull out and most people are in agreement that the other car is trying it on with the amount of damage, the other car may have increased speed after he pulled out, any witnesess?

Tell your insurance you think the other driver is making a fradulent claim.

Insurance copanies will most likely call it 50/50 fault and the other driver will be forced to claim under their insurance for their damage.

jonathon

he will not be claiming for his car.
when it comes to renewing his insurance will it make a difference depending on the value of the claim

ariba10

Anyone already on the road usually has the right of way.

The damage to the both cars is on the Offside !

How do they explain that?

jonathon

rear right of sons car front right of 3rd party

chrisw

jonathon wrote: »

he will not be claiming for his car.
when it comes to renewing his insurance will it make a difference depending on the value of the claim

The size of the claim makes no difference to the increase in premium so if there is any damage to his car he might as well claim also.

Quentin

jonathon wrote: »

he will not be claiming for his car.
when it comes to renewing his insurance will it make a difference depending on the value of the claim

Assuming the third party claims, then he will have a fault claim on his record, and if unprotected his ncd will be impacted - none awarded for the current year and 2 years deducted from any he had at the start of the year. They deduct the 2 from a max of 5, irrespective of how many more than 5 he had.

The cost of the claim won't be too relevant to the premium.

He can do dummy quotes now online with and without the claim to see what difference it makes to the premiums.

Quentin

chrisw wrote: »

The size of the claim makes no difference to the increase in premium so if there is any damage to his car he might as well claim also.

He won't have any excess to pay as long as he doesn't claim for his own damage.

jonathon

I think the point I am trying to make is my son has no problem paying for the damage he caused, but I think its unfair for him to pay for the damage he didn't cause

Quentin

His solution is to leave this to his insurer to resolve. He cannot prevent the third party making an insurance claim.

After the matter is resolved, he can reimburse the insurer their outlay and get any lost ncd reinstated.

Why are there no photos of the damage he did cause if the photo posted is damage he did not cause?

[Deleted User]

The problem he has, is establishing what damage he did, and didn't, cause.