Leaving with nothing - help!

Dimey

Just a comment about the car because it will be such a big expense for you.

If you rent a furnished place near the nursery and either walk or get a bus or train to work. Then you might not need the car. Hopefully your ex husband would collect your child for visits.

But if you are dead set on having a car, why don't you hire one initially to give yourself time to buy the right cheap reliable model that you can have checked out prior to purchase.

You can get a real cheap car hire from as little as £4 a day. Some places will do a deal if you commit to a month or more.

tonyciclo

brendon wrote: »

I guess that would come under the "desire to better themselves", as I said. I'm not saying people need to work, just that people should try the best they can, with the hand they are dealt.

So you are saying that the sick and disabled should do their very best to find and keep a job? Alternatively if they don't then they are classified, as you would put them, 'Scroungers'?

Are you talking about fraud? That's already illegal and is totally irrelevant. 99%+ of claims are not fraudulent.

Nope not at all, I am talking about manipulating a set of circumstances that achieves an increase in benefits payable. Nothing illegal about that. An easy example is for a couple to separate in the legal sense and claim as two singles instead of a couple. Or maybe two singles that don't want to live together as they would lose benefits.
Then we have ESA, which is so easy to manipulate. You have to qualify under a descriptor (s) and achieve 15 points or more. Within ESA there is no test that the claimant has to pass to show that they are unable to work, just a test to see if you pass a descriptor or two. I know many that are physically and mentally able to hold down a full time job, but according to the DWP they qualify for ESA!

Well, that comes under what I originally said. Obviously, if people are retirement age, they should be entitled to retire.

Being 63 isn't of retirement age. In fact there is no need for anybody (male or female) who is currently aged 62 + to be claiming JSA. They can have a much simpler way of life - no signing on, no sanctions etc simply by claiming Pension Credit and get the same benefit money!

You can come up with as many pedantic "what ifs" as you like; you know the point I'm trying to make.

You have no idea what is or isn't scrounging. You could say that I am a scrounger because I spend hours working through the requirements of a benefit and 'fitting' my circumstances into it to get an award. I'm not at retirement age, in fact I chose to give up a well paid and secure employment at age 60 (4 years ago) to live a life on benefits - quite successfully though I say it myself. Our total current income if it was grossed up to what I would have had to earn if I was still working is just under £50,000pa - benefits etc receivable £35880pa.

zaksmum

Would it not work out cheaper to get a taxi to and from nursery and work, rather than a car?

When you work out the true cost of running a car and buying it in the first place, it's considerable.

Tax, MOT, insurance, fuel, parking and basic maintenance should all be factored in.

Find out the cost of a private hire taxi and see if it's more economical.

supersaver2

danielanthony wrote: »

Get the father to move out and leave the car, simples.

Or Mum can move out and leave their child at home in a furnished house with Dad? Simples

Morglin

tonyciclo wrote: »

You have no idea what is or isn't scrounging. You could say that I am a scrounger because I spend hours working through the requirements of a benefit and 'fitting' my circumstances into it to get an award. I'm not at retirement age, in fact I chose to give up a well paid and secure employment at age 60 (4 years ago) to live a life on benefits - quite successfully though I say it myself. Our total current income if it was grossed up to what I would have had to earn if I was still working is just under £50,000pa - benefits etc receivable £35880pa.

You previously quote that you and your older wife are receiving ESA, DLA, and AA and then you say you worked through the requirements to get the benefits, so are you saying you don't actually (legally and honestly) meet the criteria?


Because if you are saying that, you are committing benefit fraud!


Lin