Leaving with nothing - help!

BurnleyBob

pmlindyloo wrote: »

OK, first check that you are receiving all the benefits you are entitled to - tax credits, housing benefit, council tax reduction, child benefit and child support.

I am presuming that you have no furniture in your current house that you could take with you?

To be blunt there is no financial help available. You would need to be on a qualifying benefit to be eligible for any of the loans available.

You need to look on freecycle/secondhand shops and ask family/friends etc to furnish your new place. Amazing what people have spare.

Maybe you ought to consider renting a furnished place - that would solve your problems.

As regards the car then I am sure that there are dodgy loan companies with enormous interest rates that would oblige.

The alternative is to ask someone to take out a loan for you with you signing an agreement to repay them each month.

Not something I would personally do but someone close to you may help out. Even if you lost your job (worse case scenario) the benefits you got plus child support would probably be enough for the repayment if you bought a small, cheap, reliable runabout.

Read the opening post. She is not 'looking to scrounge'.

brendon

BurnleyBob wrote: »

Read the opening post. She is not 'looking to scrounge'.

That's not what scrounging is. Scrounging is when somebody claims benefits with no intention or desire to work or better themselves. The OP is not a scrounger, and the advice to claim what you are entitled to is good advice -- it's what benefits are there for; times of need.

BurnleyBob

That's your interpretation and I respect it. Mine is scrounging means choosing to take from others rather than providing for oneself.

tonyciclo

Neelienew wrote: »

Of course you did Andy.
Are you self reliant?
The OP has said she has nothing, so how are you helping here?

Just by giving her support in that I have been where she is now. You do manage to get through it even though it may look like a long hard hill to climb. Experiences like these can only make you a better, stronger person and bring out the strengths that you thought that you had lost.

Am I self reliant more so because of that experience? Oh yes certainly. I don't need people around me - I trust and believe no one apart from my wife and children - the rest of society don't matter.

tonyciclo

BurnleyBob wrote: »

Read the opening post. She is not 'looking to scrounge'.

pmlindyloo is a strange one. Some of their posts show utter contempt for benefit claimants whilst others actively encourage scrounging every last penny out of the benefit system.

one recent post:

it's a case of finding another job/part time job to up hours to 30 + and claim tax credits.

davenport151

Dovah_diva wrote: »

To be honest, you don't need £2k. You can get a car for £500 - there are loads on Auto Trader that come with MOT and tax for that price. Furniture - consider a partly furnished rental or look to charity shops and Freecycle.

Always get someone who knows something about cars to give it a check over though.

tonyciclo

brendon wrote: »

That's not what scrounging is. Scrounging is when somebody claims benefits with no intention or desire to work or better themselves. The OP is not a scrounger, and the advice to claim what you are entitled to is good advice -- it's what benefits are there for; times of need.

Is that what you honestly think?

Where do the sick and disabled feature then who can't work?

What about those that are genuine claimants desperately looking for work and manipulate their circumstances in such a way as to maximise the amount that can be claimed in benefits?

What about those that are 63+ that have opted out of claiming JSA and now claim Pension Credit instead for an easier life?

tonyciclo

BurnleyBob wrote: »

That's your interpretation and I respect it. Mine is scrounging means choosing to take from others rather than providing for oneself.

Totally agree

Jobseeeker

If you're looking at private rentals most will come furnished.

Look into child tax credits, child benefit and pursuing ex partner through CSA (if you don't have a private arrangement).

hannah9000

Thank you for all your replies (!)

I work 20 hours a week, my son goes to nursery so I already get tax credits, I know these will increase once I've moved out and I'm also aware I'm entitled to housing benefit help.

I don't wish to ask for any money from my ex, this was my doing-my feelings have changed and it's nothing he's done-I've just fallen out of love. I think to ask him for money would be like rubbing salt in the wound!