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The Naughty but Nice November NSD Challenge

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  • Hello everyone!

    I've been MIA for ages as life has gone into overdrive this school year but I'm determined to bring things back under control. I can't believe it's 4th November already. It'll be Christmas before we know it :D

    Can I go down for a very slim 5 NSDs this month? It's nice and slimline this month, most importantly achievable for me.

    Thank you very much. Off to catch up with the thread now.
    CC1 £5999 Total Debt March 2021 £5999
    NSDs March 1/20
  • Found you!!!


    Doctor Who was on?

    No, My sister brought her doctor who dvds into my room :)
    Hoping today would be another NSD I don't want to go out today.
    I'm feeling really rough, had trouble going to sleep last night.
    might be coming down with a flu
    SavingsRepayment: £0/£359.00
    GeneralSavings: £244.01/£1000+ Dec 15

    SPC#1435 £10.29
    (£0 banked - waiting for nov 29th to start again hehe)
    NOV NSD 9/10

    :rudolf:
  • strandedinaber
    strandedinaber Posts: 240 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    edited 4 November 2013 at 2:57PM
    Eeeep, just been very brave and paid off one CC in full. I still have enough to pay for everything budgeted (and about £100 'buffer') but it makes me nervous cause I don't quite trust myself to stick within the budget yet and you never know when there are gonna be unexpected costs, but... *crosses fingers*. Managed to get something from the freezer for lunch today (there's almost nothing to eat in the house) so not starting off the week too badly!

    Forgot to add - still no NSDs! :( Tomorrow will be one, though.
    Novuna personal finance 0% 4-year £518/£1866
    Credit card debt free! Now on the journey to mortgage free.
  • Well, NSD 1 and 2 are under my belt from the weekend!

    I managed to write my car off rather spectacularly on Saturday morning (unhurt, but achy still), so that rather curtails any spontaneous spending trips in the car for a couple of weeks!
    Because it's fun to have money!
    £0/£70 August GC
    £68.35/£70 July GC
    January-June 2019 = £356.94/£420
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    I will try and complete an update this evening. I was very close to completing it and my iPad died and took the update with it. Gutted is not the word. :(


    Blimen technology - don't you just love it :mad:

    Thanks for the update ETO, :Tshort and concise updates are fine too if you are busy, I'm just pleased someone is running the thread:D

    Lost count already - night shifts confuse me. Will have a think about it later
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well, NSD 1 and 2 are under my belt from the weekend!

    I managed to write my car off rather spectacularly on Saturday morning (unhurt, but achy still), so that rather curtails any spontaneous spending trips in the car for a couple of weeks!

    :eek: Pleased that you are ok though.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I managed to write my car off rather spectacularly on Saturday morning (unhurt, but achy still), so that rather curtails any spontaneous spending trips in the car for a couple of weeks!

    Hope you are alright flubberyzing be mindful that sometimes car accident injuries can take a couple of days to come through fully so I hope you're looking after yourself.
    Phantom_wolf - yay to you getting NSD # 2 and 2-in-a-row. And congrats on the non smoking for 48 hours. Sorry you're feeling anxious about things, hope they're not as bad you as you're expecting. ((Hugs))

    Thanks for the work on the thread ETO and the support is very appreciated :)
    Newbie to DFW, SOA coming soon
    “Sometimes we gotta be brave even when we're scared. That's all brave is, boy, when you come right down to it, not lettin' the fear get you so turned around you start doin' stupid things, instead of what you know you ought to do.” ― Poppy Z. Brite
  • AnnieBox
    AnnieBox Posts: 116 Forumite
    Debt-free and Proud!
    I wasn't on the computer to update on the weekend so I'm late posting but I promise these do count.

    Saturday NSD 1, Sunday NSD 2
    Paid off my debts, saved up my cash and now I'm finally buying my own home!
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    Been too busy with our new pup! But I am claiming 3 NSDs and 3 in a row so far please!
    Must use my stash up!
  • Hey,

    I know it's 4 days in but could I sign up please?

    This is the month I'm going to do all my Christmas shopping (I get paid on Friday) but I'm going to aim for 15 NSDs. So far I'm on 2 NSDs so far and as I'm off sick at the moment I shouldn't really be spending much at all apart from on my only vice (smoking) and one day at the German Christmas Market in a few weekends.

    Could I ask what may be a daft question? It was my birthday in September and I still have birthday money left. If I see something I like and buy it with that money, does it count as a spend day?

    L
    £2 Savers Club 2013 number 184 £1,200/however much it takes to fill my jar :D
    November NSD 4/15
    SPC #2107 Target £100 (started in July 2013)

    Just Keep Swimming ><>
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