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The Naughty but Nice November NSD Challenge
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Good Evening all! Here I am to declare 1 NSD - first of many lets hope! Hope you are all enjoying your weekend x0
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Update Nov 2nd
Traveller - well done on nabblng NSD # 1 & 2. :j:j
Jaxsmar - well done on achieving NSD # 1. :j:j
Kayester - NSD #1 for you too, congratulations. :j:j
Marmite - hope everthing's good in real life. Good to see you sticking around and well done on grabbing NSD # 1 :j:j
pinknfluffy28 - sorry to hear DD's not well. But well done on NSD # 1. :j:jAnd hopefully your lazy day tomorrow will bring you NSD 2.
OodNOod - well done on NSD #1 :j:j Good luck for NSD 2 tomorrow and hoping you stay warm and dry.
charleybear - sorry you're not feeling so well, you have been having a rough time recently. But big congrats on NSD #2 :j:j and good luck with nabbing number 3 tomorrow.
mon1o - well done on grabbing NSD # 1:j:j I'm sure many more will follow. Enjoy your weekend too.
Hello to
Katzen - wow good luck with your challenge. Still time to get on track.
AlexLK - Shame the NSD got away from you but well done on keeping it low.SPC 18 Target £200 /0 -
Spend day for me, had to do a grocery shop. Took £50 and spent £49.76.
so although spendy was within my budgeted spends. Happy with that.
Have a lovely Sunday everyone.SPC 18 Target £200 /0 -
Not managed a NSD today but did have a very low spend day.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
hi can i join you please. would like to aim for 3 a week starting today ... and today was a NSD ... so im off to a good start .... 12 for the month please**Nov GC 5/11-3/12 £0/£200**
**TOTAL DEBT 02/11/13 £1340**
*Total debt paid £0*
*Nov NSD's 3/12*
**£5 a day nov £0/£150**
*November spends £0*0 -
I considered calling today a NSD,but,if I am honest,it wasnt really.Was going sooooo well until tonight,needed to nip out simply for bread.And then 3 chocolate bars "accidentally fell into my shopping basket": ooops!
(Thought I might have got away with calling it NSD because I spent money leftover from October budget.But no,due to bad planning,I really did still spend tonight :eek:).Planning to do a big grocery shop tomorrow,so money going the wrong direction then,also.:o
EDIT:Charleybear,I love the idea of "paying yourself" a pound each NSD :think I might start doing that.Absolutely inspired!!SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.500 -
Good Morning Folks:),
Firstly, thank you to everyone involved in organising and updating the thread:T. Can I please go for 12 NSDs this month.
I had a spend day of Friday, but would like to declare NSD1 for yesterday please:)
I am hopeful today may be an NSD, but will declare later. I have been up for a while, so have made fifteens and am now about to make oatmeal and white chocolate cookies:)
I will be heading to the gym for 9am and then visit Mrs Red and my parents, before coming home later to open a bottle of Red to go with my Sunday dinner:). I haven't yet caught up on the posts, but hope everyone is well:)If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
NSD 1 for me yesterday.0
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I have added all my prospective NSD's to my calendar and showed my DH (not that he'll take any notice of it!).
Thankfully I left this weekend free from NSD as I'm trying to get his family sorted for Christmas this month. Have everything bought bar one person and a few wee jars from ikea for the great idea of homemade sugar scrubs (thanks to the Homemade Gifts thread).
Hope everyone is on target0 -
MissE001, thanks for starting us off this month.
I hope everyone is well.
I am late joining this challenge again. After a dismal October I am hoping to do better in November.
I will aim for 14 and see how I go. I have changed my strict rules and decided I can no longer include work related expenses (the reason for my poor performance in particular last month) as although I am spending money, I am reimbursed every month.
I am up to 2 so far, yesterday and today. I am having a day in today to catch-up on some housework and then have a rest for the remainder of the day.
Am off to declare my final total for October, update my signature and then catch-up with what I have missed so far.
Enjoy your Sunday. It's sunny but chilly here!NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row)
Lesson learnt from 2012: I cannot be trusted to credit card stooze!
Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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