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The Naughty but Nice November NSD Challenge
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Can I be put down for 18 NSDs for November?Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Off the mark with NSD 1 todayfinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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Thank you to MissE001 for taking up the reins and bringing us a shiny new thread. Thanks to our lovely updaters too. :A:A:A
Can I be put down for 10 nsds this month please. I barely scraped in on target in October so I'll try and do better.We're going on a Remembrance Day weekend but should not have to spend anything as it's all paid for.
Hugs to Freeby, If, Spoony, BDINI and everyone else who's missing.
Welcome to our newbies and returnees.
Hugs to all who need one.
Forgot to add, today is NSD 1
S.P.C. 9 2016 No. 062 Banked £337.50
My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin0 -
ok so as a newbie I'm taking the plunge on this challenge. It won't be easy but here it goes. :money:
I want to achieve:
10 NSD's
with: 2x3consec. days
It's going to be tight as I really have been trying hard in Oct to reduce pennies spent but I am DETERMINED. 'Pennies make....' and all thatAlso I think the DFW board should be inspirational this month.
I am excluding public transport to appointments, interviews and evening course but trying to go all Nov without using public transport without burst and busting! (mobility/pain issues :undecided )
I want to treat myself by seeing one friend a week without spending a penny on cake or coffee in a cafe and to include their visit within day travel ticket. I am also allowing myself one new ecig liquid to encourage myself for the 'take-two stoptober challenge'.
Good luck everybody :j:T
....Now gotta go find that big calender so I can [STRIKE]doodle, scribble abuse[/STRIKE]I mean...mark off the days and write encouraging messages to myself :rotfl:
Newbie to DFW, SOA coming soon
“Sometimes we gotta be brave even when we're scared. That's all brave is, boy, when you come right down to it, not lettin' the fear get you so turned around you start doin' stupid things, instead of what you know you ought to do.” ― Poppy Z. Brite0 -
Hi All
Here are the In-a-row challengers so far (if we've missed anyone, shout up,) MissE will update the post on page 1 and I will track anyone declaring (if that's OK MissE?) and anyone can declare a suitable prize !
Cardio80 3 in a row
Kayester 4 in a row
Knitwitch 4 in a row
Out of Debt 4 in a row
Phantomwolf 3 in a row twice
Strandedinaber 5 in a row
Suziebabe 3 in a row
Traveller 5 in a row
Good luck everyone
p.s. could I please just remind everyone if possible, please use BIG and Colours to make it easier when skimming through posts (Thanks - sorry about poor Grammar )Debt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
Thank you for the add in Sazzie much obligedNewbie to DFW, SOA coming soon
“Sometimes we gotta be brave even when we're scared. That's all brave is, boy, when you come right down to it, not lettin' the fear get you so turned around you start doin' stupid things, instead of what you know you ought to do.” ― Poppy Z. Brite0 -
NSD 1 for me todayBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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NSD 1/15
Actually I spent 34p on lemonade but I used the (copper :O) change from my car ashtray so as I haven't opened my purse that's a NSD for me and on my weekly "wine night" too!LBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
paid pre-DMP £6146paid with DMP £2275
F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount)
Total £9725
Current debt to repay £3,503.13 taking one day at a time0 -
Only 8 Butti
:rotfl:
Good luck:)
I'll only be able to do this on days I'm not going to Lincoln, Warwick or outer Mongolia Beanie....plus I have a nervous breakdown planned for the 22nd.Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
My 1st NSD today so 1/10.
Denise
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