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The Naughty but Nice November NSD Challenge
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I'm going to aim for a little target this month
only because it's so close to christmas and I need
to get the final few presents sorted out.
So I'm going to aim for 10 NSDs
if i may?
This time I'll write down in my diary when i spent & when I had an NSD;
sometimes I'll know I've had an NSD but I don't know when , most often or not lolSavingsRepayment: £0/£359.00
GeneralSavings: £244.01/£1000+ Dec 15
SPC#1435 £10.29
(£0 banked - waiting for nov 29th to start again hehe)
NOV NSD 9/10
:rudolf:0 -
Hello. Been a long time since I was here. Need desperately to get back on the bandwagon. 8 days for me please. L2B. XxLBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/20180
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Can I sign up, please? I'm going to aim for the 20 NSDs that I didn't make last month (purely through lack of organisation and a few unavoidable spends). I'd also like to aim for 5 in a row for this first week (Sunday - Friday). I'm including any spends that aren't direct debits since mine all go out on different days (thankfully, early on in the month).Novuna personal finance 0% 4-year £518/£1866Credit card debt free! Now on the journey to mortgage free.0
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I'm new to this, so I'll try for
7
please!
I'm counting any cash from my wallet/my current account/joint account as a 'spend', direct debits/standing orders and diesel don't count as spends. Everything else does, really.Debt: [STRIKE]£8652[/STRIKE]£8550:eek:
Honeymoon and post-job savings: £50/£1100,
DFD target: December 2015
Saving for Xmas 15 #35: - £4/£365
NST December #28 - Food etc- £200.71/£260, :xmastree: & decs £0/40, Diesel £48/£110, Christmas presents and spending money £335.59/£380, Food Bank £5/5, SFDs 1/15.0 -
managed 1 in October! Can only get better can't it?
I will aim for 10 againCHALLENGES MAR'14:
CHALLENGES 2014: £1-a-day#43 £84/£365; £3350k BY MAY £2700/£3350; £1500 BY JULY £0/£1000
EMERGENCY FUND £0/£2500; 2014 MFW #61 £0/£2500; CC £290/£2270
2014 SUMMARY (POAYD 2014 #120 £3074/£12485 24.6%
101 MONTHS... MORT: [STRIKE]£63,000[/STRIKE] £66850 | LOANS: [STRIKE]£26,000[/STRIKE] £0 | CARDS: [STRIKE]£33,000[/STRIKE] £1980
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Going to try for 15 NSD'sPenny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
No.13 1p a day challenge 2024
No. 24 52 week savings challenge completed August 24
No.16 1p a day savings challenge.0 -
Thank you for the lovely new thread. I'd like to go for 10 NSDs this month, please0
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Thanks for the new thread MissE!
Can I sign up for 13 NSD's this month and 3 in a row please.0 -
Hello all! Long time no see!
November really needs to be a frugal month for me, so a target of 15 NSDs please!Because it's fun to have money!
£0/£70 August GC
£68.35/£70 July GC
January-June 2019 = £356.94/£4200 -
Hi all i am going to try again this month for 15 NSD's. Hope to get them this month.:j#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0
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