£192,737 mortgage!

happydays_70

Hoover has just stopped working!! Hot.
I know the sensible thing is to ring Dyson and see what they can do for me BUT I hate it. It has been a pain since I got it and I am sure it is just out of warranty!!!
GRRRR...when you try to be MS something always happens to hinder it

happydays_70

Also, got to pay the balance on DD's school trip £84!
The upside is that because I am being better with my money it isn't that hard to find...the only problem is, all I keep thinking is, that could have been a OP

optimistic-mummy

hi happydays
just read through your diary, well done so far I have subscribed and will be following your journey good luck

happydays_70

Thanks optimistic-mummy x
Today had some spends
I bought a birthday present for a friend at work..spent roughly £11.
Donated to a charity run that a friend is doing. Her best friend's hubby died late last year..age 41 of cancer. He has left a wife and two small children.
I found it overwhelmingly sad and unfair.
I bought myself a bottle of wine even though I stated on here that they were a thing of the past and the cost would go as an OP.
Well, I have had a looooonnnnngggg day at work so a small glass in my pjs with the telly is on the cards. I have lots of marking to do but too tired
All my spends were worthwhile today

happydays_70

Oh and I googled the problem with my hoover and 'patiently' took it to pieces and fixed it ta-dah!
How MS am I?

happydays_70

Yesterday was a NSD. Today I put £12 petrol in the car. I might nip to Aldee later for milk, bread, coffee. DD wants ice cream too. Should be less than £10 .. fingers crossed.

happydays_70

Erm, I spent £58 in Aldee!! I think I was possessed. I have very full cupboards and fridge freezer.
I'm within budget for the month to be fair.
My Dad was taken into hospital today so I am actually just waiting to see if they are keeping him in. I've just fed the kids and we are going to the hospital within the hour. I was going to get takeaway for convenience but resisted.
A NSD all in all.

teabody

Wow! What an inspiration!! I think you have done the right thing by staying where you are and getting a better rate.

happydays_70

Me too!
Thanks teabody x
I am enjoying my new decision. I can only aim to reduce my mortgage. I know I won't pay it off before 10 years at the very least BUT who knows what the future holds. I just know, in the here and now, every little helps. The interest is reducing as is the balance

happydays_70

Just made an OP of £10 because I didn't do the euro lottery last night OR go for a coffee and a bacon butty with one of my colleagues (she was out on a course).