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Dreaming of our forever home!

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Comments

  • It's Friday!

    Mortgage statement in and last year we paid off about £10,750 :j:T. Plus our overpayment reserve stands at just over £16k :j Actually, it'll be even more now as I op'd by £1200 this month - happy days!

    Made just over £4 on Opinio* p*ll this week and about £13 from payout. VO is almost at payout too and CP shouldn't be too long either.

    Got my backside in gear and listed some stuff on a fb selling site - been sitting in the spare room for months so will be glad to get rid and already got some people interested in bits and pieces of it :D

    Happy Friday folks :beer:
    OPs Jan - Dec 2013: 6915/6000 :beer:
    OPs Jan - Dec 2014: 3900/7500
    Adding to savings: 550/2000
  • BlueMoo
    BlueMoo Posts: 424 Forumite

    last year we paid off about £10,750 :j:T

    :eek: :eek::eek::eek: Wow, great Stuff!

    :T
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    M3 Dec2015 #160 Target £150,000 (BU £155000)
  • Thanks BlueMoo :beer:
    Want to try and reach for £12k this year:eek:

    RGx
    OPs Jan - Dec 2013: 6915/6000 :beer:
    OPs Jan - Dec 2014: 3900/7500
    Adding to savings: 550/2000
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks Pearla*Merle - unfortunately we don't have one anywhere near us. Sounds like some good deals though!!
    Alas! I thought it was the universe being uncharacteristically helpful as I opened your thread just as I saw the deal, ah well! Hope you find some lovely things anyway (http://www.craftycrocodiles.co.uk have a lot of super cheap things if you like doing crafty things? Or argos clearance section?)

    Awesome OPing, well done! :T
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • Thanks Pearla, will have a look at that site. Have already looked at Argos clearance but didn't find much.

    £500 standard OP made at the start of the week :j Waiting on vouchers coming through from VO and CP and I'm less than £10 away from payout on OP :T

    Gas bill for last month was slightly higher than December so need to keep an eye on that. Should help that this month is 3 days shorter :p

    Hoping to OP another £100-200 this month but will wait until the end of month and see how things are looking.

    Aiming for a weekly shop of under £30 - best get back to Ald* then!

    Did anyone see the article on the daily mail's website today about the woman who feeds herself for £1 a day? Not much chicken or fish in the menu plan she showed - plus no way could I get DS to eat even a quarter of what she made!

    It's nearly the weekend folks :beer:

    RG x
    OPs Jan - Dec 2013: 6915/6000 :beer:
    OPs Jan - Dec 2014: 3900/7500
    Adding to savings: 550/2000
  • RG, there's a book by a lady (not sure if it's the same one as the DM article) called How I Lived A Year On Just A Pound A Day, it makes for some very inspiring reading! I found it in the library, I'm quite tempted to get it out again and remind myself of some of her hints & tips ;)
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • The sun is shining and my washing is hanging out - that makes me very happy! :rotfl:

    Another £300 op'd which means total for Feb is £800 :j Would love to do the same next month too - fingers crossed! If I can do that we should dip below £84k next month :D. I really need to stop looking at property websites though - have seen a few houses I really like but we're just not in the position to put ours on the market for at least another 12-14 months. I need to learn to be patient - easier said than done :p

    Grocery spends this month have been fairly low - about £150 ish I think but partly because I paid this weeks shop with money I'd made from selling a few things on local f/bk selling sites and a gift card from VO. Need to get a bigger shop next weekend but will do that at Aldi with the £5 off £40 spend voucher.

    Less than £2 from pay out on OneP*ll - hoping to reach before end of next week. Need to keep that money to get hair done at start of April (if I can hold out that long!!). Almost at payout on VO again but it's been a pain an screened me out of last 4 surveys :(.

    Still not bought any clothes - almost 4 months now! Not sure how much longer I can last :o but at least have some vouchers sitting waiting so it should be fairly guilt free!

    Happy weekend everyone :beer:
    OPs Jan - Dec 2013: 6915/6000 :beer:
    OPs Jan - Dec 2014: 3900/7500
    Adding to savings: 550/2000
  • RunningGirl
    RunningGirl Posts: 53 Forumite
    Another month and another £500 Op'd :j Hoping for another £300 later this month and see if I can find another £50 or so for savings. Mortgage should dip below £80k in June/July :T

    Reached payout on OneP*ll end of last week and already back up at £4 :D Also requested voucher from VO so hoping that comes in next few days.

    Gas & elec for Feb was nearly £15 less than January but not paid til this month. Hoping to get March down another £5 or so. Timer for heating now on about 45 mins less per day and hope to get that down another 30 mins or so next week - roll on the lighter nights too :)

    Heading into the city at the weekend to get mother's day presents. Money already set aside for it and I have have some money off vouchers too :money: Will take some of the gift vouchers I have and maybe treat myself - free clothes shopping is the best kind of shopping ;)

    Happy hump day :beer:
    OPs Jan - Dec 2013: 6915/6000 :beer:
    OPs Jan - Dec 2014: 3900/7500
    Adding to savings: 550/2000
  • Hi Running Girl,

    HOw are you getting on???


    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
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