📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The march to financial freedom

1200201203205206241

Comments

  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Busy busy as ever since you got back. How exciting for Dalig@s. they sound wonderful. I may have to switch allegiances next time around ;)

    I am so sorry to hear about your mum lovely. She sounds like a total battler to have got this far, but awful to hear that :( crossing everything she continues to fight.

    Hooray for the missed DD being in your favour :) happy birthday to your nephew for yesterday :D and did you hear back from the IFA? :D xx

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Lilt - IFA is back to see me on 22nd April, haven't got any figures or further info from him as yet. I'll have to do a 'Leave it with me' on the day ;)

    D@ligas are a world apart (in a fab way :D) from any other utility supplier I've come across :T

    Thanks for good wishes for Mum too. I need to get over there somehow tomorrow as news tonight is a further worsening and being bedridden. She'll not be at Sunday's party now, which she'll be gutted about :( . I really need to be able to drive to help out :mad:

    Not much else to report tonight, dishwasher cycle completed and kitchen all clean and tidy. Usual weekend chores to do, plus I forgot to bank DS's Easter cheque and cash he received, so will pop up and deposit that in the morning.

    Whatever does Graham Norton look like with that beard? :eek:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Sorry to hear the news about your Mum, Ali. :( Though I'm pleased to hear you are getting on well with the finances as usual even if chasing utility bills may just be taking it a little too far. :rotfl:

    This has reminded me that I should do something about mine, I still haven't even though it was a while back that I did the initial comparison.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Oooh ;) you could always ask to go to the loo and PM me the name of the pension provider. :rotfl: imagine if you went to the loo and came back and said... why did you not recommend I go to X or X?? :rotfl:

    Alex lol you're right, chasing utility bills is a bit mad ;)

    Fingers crossed you get to see your mum tomorrow hun. Sending all my love and best wishes for her... xx

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sending you & your mum lots of positive vibes.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Honey try practicing whatever relaxation techniques work for you whenever you can. Like you say, you need to be able to drive at present so can't afford to get stressed and bring on any health probs. if that means parking some MSE stuff or work stuff, do it where you can. Best wishes to both you and your mum.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • My Grandma has pulmonary fibrosis too; my very best wishes to you and your mum xx
    LBM 1st Feb 2015 £18182 to go :o
    my diary: time to step up to the plate. SPC#079
  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Thinking of you today Ali...

    INOD is right, you do need to concentrate on relaxing and trying to keep yourself as well as possible at this stressful time.

    step I'm sorry to hear about your Grandma :(

    Hugs all xx

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    edited 11 April 2015 at 7:39PM
    Thanks everyone and Step Up am so sorry to hear that your Grandma has it too :(

    Still not been able to drive today, can't take the risk with the vision issues, but Mum managed a few words on the phone and said the windows have stopped moving around :eek:. I've a lift over there for the morning :)

    In the meantime, I've spoken to the opticians and have an appointment next Wednesday afternoon. Need some more of the drops he gave me and want him to have another look at my eyes.

    I'm making some changes to my diet too as I'm no further forward with the other symptoms and it won't do any harm (except to the budget possibly). I'm going Gluten-Free to start with and see if it makes any difference over the next month or so. Small steps and all that.

    Lilt - :rotfl: IFA will think I'm well odd taking the laptop to the loo!

    And no utility bill chasing today either :rotfl: Just washing and another birthday sorted, some flowers bought to take to Mum tomorrow and getting DS's kit and school bags ready for Monday, so it's less of a rush when we get back tomorrow evening.

    I'm pacing myself with work, have got plenty to be getting on with but it'll have to fit in with me and not the other way round. :)

    I've also been eyeing up soap nuts on Am@zon which cost @ £9 with delivery. Can't decide whether to take a punt even though reviews are great. But when it comes to business decisions they're much easier it would seem and I've ordered a £250 (on offer) Ultrabook (convertible mini laptop/tablet thing). Much smaller and lighter for portability and a keyboard that has letters on it - mine have worn away over the years :eek: but I can touch type so it's not been a major problem.

    Overall, a spendy day then :o

    Other financials:
    - Inbox Pounds is up at £9.10
    - Qmee has 25p in the pot
    - £co are sending me 48p cashback
    - Bank account checked and all ok there
    - Nectar I need to log in and look at
    - FreePostcodeLottery checked - that's now at £100 lowest plus there are extra draws to check against. How it's grown in the past year :)
    - P!necone - prelim surveys received and completed x 2, so fingers crossed I'll get a £3 one soon
    - Mortgage Interest letter arrived - same figures as I got from online but I did file it immediately :T My home study still needs a major sort out :o

    Going to put away the dry washing and chill out for the evening.

    Ooh, a monthly update to my Savings total too - up at £8,773.82. Shall update sig!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    OMG to the soap nuts!!

    I was doing the exact same thing with probably the self same ones.. although there is another website which has a kilo bag and 10% cashback on it.. so I was going to go there. free delivery too.. ;)

    dfw casually mentioned them in her diary the other day. She hasn't bought soap powder in over a year! the bag has lasted her forever. I was sceptical but the reviews are great and she seemed to love them. I thought they might be worth a try but then dad said he had bought me 280 washed of my small and mightee non bio so I have shelved it for a bit ;)

    Yay for the savings total :D:D well done!

    That notebook sounds a bargain missy and all tax deductible eh. :) You need to move with the times and these tablet/computer combo things are pretty awesome so I have heard. I went with the mac because I cannot for the life of me work windows eight. So dumb :p

    Glad your mum seeming a bit better. Hope you get over there tomorrow and she continues to improve. xxx

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.