How to fall in love with saving money

WantToBeSE

I have very old metal double glazing (if you can call it that). It lets in draughts and lets out all the heat. I hate it! I have pre-pay meters and only put in £10 a week (same with elec too).
I find that the £10 lasts the week with a couple of £ to spare some weeks. I am supposed to be getting proper DG early next year, but i'll believe it when i see it!

Eco_Miser

PippiShortsock wrote: »

My grandparents used to have a thick curtain behind the front door, let alone in the windows! I think we forget some of the methods of keeping warm which pre-date double glazing and central heating. Instead, I have a broken letter box which allows full access to any passing gale-force wind .

I remember those door curtains! Mounted on a pole attached to the door in such a way that they lifted clear of the floor when the door was opened, and dropped to touch the floor when it closed. Then some genius started selling springy copper strips to fill the gap between door and jamb, later sticky-backed plastic foam did the same job. A spring-loaded internal letterbox cover does a good job of keeping the gales out.

Eco_Miser

FatherAbraham has just posted this link to financial advice from 19th century novelists in another thread. It's good advice, and I need to keep reminding myself about point 4.

atush

cathybird wrote: »

I like it here though, and don't plan to move at any time in the foreseeable future - this is my ♥forever house♥, as far as I am concerned, unless I decide to move out of London when I retire. I also love the windows. and hate curtains!! :eek: The blinds I have across them do seem to help with keeping out draughts. I do need to look into secondary glazing. Otherwise I suspect heating will always cost me just too much.

I could put curtains in both sets of bay windows at the front of the house just for the winter - I have venetians just for privacy, but they're no good for keeping out cold.

I made some heavy curtains (weighted at the bottom) and those really help esp with doors.

cathybird

Eco_Miser wrote: »

FatherAbraham has just posted this link to financial advice from 19th century novelists in another thread. It's good advice, and I need to keep reminding myself about point 4.

Brilliant article, Eco Miser - thanks Are you really like Scrooge? ...

Eco_Miser

cathybird wrote: »

Brilliant article, Eco Miser - thanks Are you really like Scrooge? ...

Bah, humbug!
The clue is in the name.

But I never swindled my employer, or partner, and never ran a money-lending business.

However I do have to remind myself occasionally that I can afford little treats if I want them.

cathybird

So you haven't seen the ghosts of Marley or Christmas Past? ...

My dad always quotes Micawber at me.

115K

I keep going back and forth on next year's targets.:mad: I wonder whether I should save less and overpay mortgage more.

Someone needs to get a working crystal ball to see what will happen with the interest rates.;)

cathybird

115K wrote: »

I keep going back and forth on next year's targets.:mad: I wonder whether I should save less and overpay mortgage more.

Someone needs to get a working crystal ball to see what will happen with the interest rates.;)

A working crystal ball would come in extremely handy on a number of fronts

atush

I reduced my overpayment. I still am but to a much smaller degree.

If interest rates go up sometime down the line you will have capital to repay it?