How to fall in love with saving money

cathybird

Thanks PippiShortsock - will look into YNAB. It sounds like exactly the sort of thing that would keep me interested. I have the feeling I've come across it before but didn't know the details. Will also have a look at Microsoft Money Sunset.

Re buying sandwiches, I've done pretty well so far taking my own lunches, and I take my own supply of chocolate to work as well, but there are some ways I eat all the chocolate pretty early on and then start looking round for more :rotfl:

cathybird

WantToBeSE wrote: »

I LOVE Gallygirls post, what great ideas!!

I think i am going to have to learn how to use Excel, does anyone have any idea where to start?

Me too

Re Excel, sadly I think it starts with giving Bill Gates some money. :mad: I did and it's come in very handy (more with Microsoft Word) but it wasn't cheap and I bet you can get by without it.

cathybird

Eco_Miser wrote: »

Yes, on the first day of the accounting month I move money around my accounts (to meet their conditions), and gather up the previous months interest in the process. It sort of makes my income real.:)

I really must look into putting more cash into accounts like these. The extra bit of organisation required obviously does (literally) pay off.

Eco_Miser

WantToBeSE wrote: »

I LOVE Gallygirls post, what great ideas!!

I think i am going to have to learn how to use Excel, does anyone have any idea where to start?

Sheet1, Column A, row1 is the traditional place.:rotfl:


No? Ok, seriously,
First, unless you've already got it, forget Excel, and get a free spreadsheet instead: OpenOffice or LibreOffice Calc. You also get a word processor, and other goodies. I don't know how they differ or which is better, as my copy is from before they split.

For tutorials, the official documentation might be a good place to start, otherwise search for "Calc tutorial".

Eco_Miser

cathybird wrote: »

I really must look into putting more cash into accounts like these. The extra bit of organisation required obviously does (literally) pay off.

The Nationwide FlexDirect appears to be the best for small savings, 5%AER on upto £2500. Clydesdale/Yorkshire banks give 4% on upto £3000. The others require a minimum of £1000 before they pay interest.

WantToBeSE

Oh, apparently i already have open office calc installed on my laptop..haha..oh dear, do you despair of me yet?

I have updated it and will be going through all the info later.

cathybird

WantToBeSE wrote: »

Oh, apparently i already have open office calc installed on my laptop..haha..oh dear, do you despair of me yet?

I have updated it and will be going through all the info later.

no, that's a bit like finding money on the floor - it will save you effort and means you don't have to spend any money on Excel!! :T

cathybird

gallygirl wrote: »

[



Forget excel, go for the red sticky line down the hall

Gallygirl, I must confess, maybe I'm being dimwitted but I don't understand wot you are saying here.

gallygirl

cathybird wrote: »

Gallygirl, I must confess, maybe I'm being dimwitted but I don't understand wot you are saying here.

They had a Christmas appeal every year and marked how much they had collected on the wall with a red (I think) sticky line. It started off in their studio then they went down the corridor and into other studios. It was very exciting .

ETA - that's if you remember Magpie at all. TV show in the 60's & 70's

cathybird

gallygirl wrote: »

They had a Christmas appeal every year and marked how much they had collected on the wall with a red (I think) sticky line. It started off in their studio then they went down the corridor and into other studios. It was very exciting .

ETA - that's if you remember Magpie at all. TV show in the 60's & 70's

No, grew up in Oz Don't recall that show at all, alas - sounds fun though