Mortgage free by 50!!!!

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  • EchoDelta
    EchoDelta Posts: 631 Forumite
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    Good luck with the over payments sleepygirl!

    3 pairs of trousers in a week is kinda impressive! :rotfl:
    Sealed Pot Challenge - No. 117
    Bank of Mum & Dad - £3150/£10,000 (£6850 to go) Bank of In Laws - £4600/£12,000 (£7400 to go)
    MFW - MFD - [STRIKE]5 Apr 2029[/STRIKE] 5 June 2025 : AIM = NOV 2019 (back up aim = MAR 2023)
  • sleepygirl126
    sleepygirl126 Posts: 279 Forumite
    First Anniversary Combo Breaker
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    Thanks lovely....he flings himself everywhere that's why!!!! lol!! little sod!!
    Original mortgage £154,850 (2013)
    Mortgage now £148,370.15:beer:

    Original savings £0 (2013)
    Savings now £3000 in ISA and premium bonds
    £60 in mini savings pot, £600 in Xmas vouchers
  • EchoDelta
    EchoDelta Posts: 631 Forumite
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    Haha typical kid - why walk when you can run, climb, fling or slither!!

    You've just totally inspired me to set a "long term goal" - thanks!
    Sealed Pot Challenge - No. 117
    Bank of Mum & Dad - £3150/£10,000 (£6850 to go) Bank of In Laws - £4600/£12,000 (£7400 to go)
    MFW - MFD - [STRIKE]5 Apr 2029[/STRIKE] 5 June 2025 : AIM = NOV 2019 (back up aim = MAR 2023)
  • sleepygirl126
    sleepygirl126 Posts: 279 Forumite
    First Anniversary Combo Breaker
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    we'll get there together E.D!!
    Original mortgage £154,850 (2013)
    Mortgage now £148,370.15:beer:

    Original savings £0 (2013)
    Savings now £3000 in ISA and premium bonds
    £60 in mini savings pot, £600 in Xmas vouchers
  • sleepygirl126
    sleepygirl126 Posts: 279 Forumite
    First Anniversary Combo Breaker
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    Had a lovely morning with my mate in 'spoons'...toast and free refillable coffee £2.09...we had a great natter and 3 cups of coffee!
    Had a little bit of a spend today...£6 on lightbulbs for the kitchen (it was pitch black in there due to the last one popping and me having to cook in the dark yesterday!!) £20 on clothes for me from 'Primarni' (my only indulgence this month) and £2.60 in Mr A (needed milk and stuff for a chilli).....not brilliant MSE wise but we have to live a little....my plan is over 15 years so we can't live with nothing for all that time!!
    Original mortgage £154,850 (2013)
    Mortgage now £148,370.15:beer:

    Original savings £0 (2013)
    Savings now £3000 in ISA and premium bonds
    £60 in mini savings pot, £600 in Xmas vouchers
  • sleepygirl126
    sleepygirl126 Posts: 279 Forumite
    First Anniversary Combo Breaker
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    This is really stupid but I now feel guilty about spending 20 quid on clothes!!!!
    LSD today....friend's coming over for coffee so it will just be 50p for my morning paper and £1 for DS to have for tuck at county orchestra....happy Friday!!
    Original mortgage £154,850 (2013)
    Mortgage now £148,370.15:beer:

    Original savings £0 (2013)
    Savings now £3000 in ISA and premium bonds
    £60 in mini savings pot, £600 in Xmas vouchers
  • sleepygirl126
    sleepygirl126 Posts: 279 Forumite
    First Anniversary Combo Breaker
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    Had a little tilly tidy this morning 43p to the OP pot:j

    I'm hoping that the rain will stop otherwise we are going to have a very soggy walk with my lab:mad:

    I'm going to take DS into town after breakfast of bargain reduced brioche,he has been saving his pocket money for iTunes vouchers (he's on his way to being :money:!!)
    Original mortgage £154,850 (2013)
    Mortgage now £148,370.15:beer:

    Original savings £0 (2013)
    Savings now £3000 in ISA and premium bonds
    £60 in mini savings pot, £600 in Xmas vouchers
  • sleepygirl126
    sleepygirl126 Posts: 279 Forumite
    First Anniversary Combo Breaker
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    Had my first NSD today!!:j

    Going to up my regular OP this month as well as keep paying casual amounts off too!!!

    Keep on plodding and we'll get there....I've cleared nearly 40% debt and the mortgage is trickling slowly....I can see a chink of light at the end of the tunnel this week for me and so many others on this fab forum!!
    Original mortgage £154,850 (2013)
    Mortgage now £148,370.15:beer:

    Original savings £0 (2013)
    Savings now £3000 in ISA and premium bonds
    £60 in mini savings pot, £600 in Xmas vouchers
  • originalmiscellany
    originalmiscellany Posts: 1,655 Forumite
    First Post Combo Breaker First Anniversary Mortgage-free Glee!
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    Great stuff sleepygirl126. Sounds like every month that passes, you're going to be getting closer to your targets. debt going down fast, mortgage going down slowly but once debt is cleared then you can make hay whilst the sun shines...

    Bravo.
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045
    Aims: 1) To pay off mortgage within 20 years - 2037
  • sleepygirl126
    sleepygirl126 Posts: 279 Forumite
    First Anniversary Combo Breaker
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    thankyou...I look forward to joining you in the MF club one day !!
    Original mortgage £154,850 (2013)
    Mortgage now £148,370.15:beer:

    Original savings £0 (2013)
    Savings now £3000 in ISA and premium bonds
    £60 in mini savings pot, £600 in Xmas vouchers
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