Mortgage free by 50!!!!

sleepygirl126

DS has his friend over and they are happily bouncing about downstairs....activities today include cake making and swimming lessons (all previously paid for).
My only spending was the paper and a loaf of bread...£1.89 and it's payday tomorrow!!
Have £7 left from this month to put as an extra OP and will start again in November!!

sleepygirl126

so it's payday tomorrow....the only big bills aside from the usual are childcare, xmas party and a bit off our holiday.....yes I know its not very MSE to go to Menorca next year but a girl's got to have SOME fun!!
Been watching Jodie Marsh on the game....a documentary on prostitutes.....horrible world and they may be earning good money but I'll never be that desperate to make an OP:rotfl:

gallygirl

sleepygirl126 wrote: »

Been watching Jodie Marsh on the game....a documentary on prostitutes.....horrible world and they may be earning good money but I'll never be that desperate to make an OP:rotfl:

I'm not so dead against it but it would take me too long to earn a decent amount :rotfl:.

sleepygirl126

Manic 2 days at work.....dragged DS round Mr T's shopping this evening when I picked him up from his dad's....he managed to sneak some goodies in the trolley but with the fiver off voucher they gave last week I still only spent £36!! Looking forward to a good catch up on the forums on rest days next week

sleepygirl126

Had a little win on the lotto last night...£25 ( I only invest £2 a week)..£5 to pay off my xmas party in work and £20 on OP!! Had a lovely Halloween party with friends last night.....we all took food and drink...I spent £7 and had a great time!! Off to walk the dog and then work....hope everyone is damage free in this terrible weather!!!

sleepygirl126

I woke up and I was blinking freezing!!!! It's done.....the heating had to go on this morning....I lasted til November 4th though;)

sleepygirl126

First day off from work yay:j

Am still in my PJs and intend to stay in them until it's time to do the school run!!

Housework day today and some bits and pieces to catch up on!

I'm plodding on with one poll, nectar ads and yougov....had 500 points from nectar which went towards some food shopping at Mr S

Got some bits and pieces to put ebay and hopefully make some more OPs. Made an OP yesterday from my little lotto win:j

Have just had an email to say my Xmas savings vouchers are on the way too so I can do some guilt free shopping!!:D

I'm going to add up all my little OPs at the end of the month and see how I get on....have been giving myself a weekly spending budget by transferring money from my main account to a second account...it's working well and making me more aware of my spending! I still ended up buying DS 2 new pairs of jeans this week though...what do 9 year olds do to their clothes????

sleepygirl126

DS has just come home with his school trousers ripped to smithereens.....playing bulldogs apparently!!! 3 pairs of trousers in one week!!!!

omits

What sort of mortgage do you have to overpay each month?

sleepygirl126

It's IO at the moment....I need to pay another 5k off it and then I will be able to go offset....no one will give me a mortgage to offset at the moment!