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Diary of a spendy cow

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  • Sorry butting in Chocolate oranges are £1 in Mr A I dont know if that helps xx
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Sorry butting in Chocolate oranges are £1 in Mr A I dont know if that helps xx

    Helps a lot as I couldn't decide if I would go to Morrisons or Asda for my bread and milk tonight. Decision made :D
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    mooomin wrote: »
    Working at home today and it's FREEZING. I'm trying to take a leaf out of Ali-OK's book and have tealights for heating, but I'm not sure how much good it's doing me :snow_grin I'm off to find another pair of socks and my dressing gown! I had the heating on this morning for 40 minutes to take the chill off and I'm determined not to put it back on before 6pm. I'm doing home-made soup for lunch so that will help hopefully.

    Hope you've managed to warm up. I found a hot water bottle underneath feet is good and gently roll socked feet over it and when they're warm put them into your slippers quick and hot water bottle on your lap or up your jumper!

    I put a tea light in a tumbler as I'm a cheapskate and won't buy holders :rotfl: and cup hands over it and also around it. A cuppa is brilliant for warming up too.

    We've a positively warm 10C in the Home Counties and after an hour of the heating on 6-7am, it's 17C indoors. OK if moving around, but a bit chilly sitting still. I've gone the polo neck jumper, big woollen jumper route today. Not a onesie owner either :rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    My wages are in my account but I don't get paid till Monday :eek: Must resist the urge to spend :D

    I did have £65 in my current account, although £15 is for lunch with my friend today, so I've transferred £35 to my savings, and will take out £30 cash later today. That's taken my savings up to £900 :money: I'm going to use some of that money this month to get my passport arranged as it's looking like I'll be heading out to the Middle East to visit my brother in February :j :j

    I'm aware that I've never posted a proper SOA, so I'm going to try and do that tomorrow - someone kick me if I've not done it by evening :D

    I've got £50.67 left in the food account, but will be doing a top-up tonight at Sainsbury's as I have vouchers for £4.50 off a £30 spend and for extra points when I spent £10 on pet products. I haven't done as well with Adpoints this week; only earned 90 and there's no more for me to watch :(

    Mr Mooo is returning tonight with a car with a coolant leak - not enough to fail the MOT but we're getting it repaired next week at a cost of £300 :eek:
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    You're doing brilliantly - savings looking very healthy and a nice round figure too!

    Your trip to your bro sounds very exciting - might be worth you checking on flight costs on somewhere like Kayak.co.uk, but also because of UK taxes, it maybe cheaper to take a shorthaul to Paris or Amsterdam and then the longer leg direct from there. Yes, it takes longer in travel, but can save £2-300 in taxes and the shorthaul often less than £60 return with the cheapie airlines.

    Looking forward to your update on your SB haul after my debacle. I want to learn how to benefit properly from vouchers and these YS items that I never see. I now know I'm shopping at the wrong time of day.

    Adpoints seems to drop after first couple of weeks - I'm getting a steady 80-90 points a week now, made up of a bulk on Monday then 1 or 2 more later in the week and that's it.

    Eek, that's a big repair bill but great it got through MOT. I get very anxious at MOT time - it's entering a black hole and hoping!

    Have a lovely lunch out with your friend today.
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I'm now down to about 70 on adpoints.
    300 on car~eek.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Ali-OK wrote: »
    Looking forward to your update on your SB haul after my debacle. I want to learn how to benefit properly from vouchers and these YS items that I never see. I now know I'm shopping at the wrong time of day.

    Total spend in Sainsbury's was £40.46, although this did include a lovely dress that I don't really need :rotfl: If it doesn't fit, I'll return it and get £25 back and will still have benefited from the £4.50 discount coupon :money: My actual spend was less still as the friend I went with let me put through her cat litter with my stuff to bump me over the £10 limit to get my extra 150 points.

    I now have 1933 points which is £9.66 of value. I only bought cat food, bread (reduced to 75p), bananas, a whole chicken (reduced from £5.50 to £3.69 and quite a lot of pasta. They had a MASSIVE bag of spaghetti over half price at £1.70 so I couldn't resist that one :D

    I had a lovely lunch with my friend and we ended up doing a lot of wandering round the shops yesterday - walked over 7.5 miles according to my pedometer :eek:

    Today I'm planning to go to Morrisons and spend the money on my Christmas savers card stocking up the freezer and the cupboards to try and minimise the amount of money that I spend this coming month. Update to follow :D
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Fab idea of 'Share-A-Shop' - could start a new craze with that. :T

    The nearest I get to it is when DS wants something that I won't buy and he pays for his bit - usually chocolate that I then scrounge a square or two from :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Don't know whether to :j to the MOT pass or :eek: to the cost of fixing the leak!

    Dinky will be due her MOT in March ..... I was trying to remember earlier the last car that I actually put through an MOT and ..... I'm rather :o to say that I can't. Fingers crossed Dinky passes too!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning :D

    It's payday here :j

    I had £8.61 left in my bills account, so that's gone to the Christmas account. I had £38.72 left in my food account :A so I've left £20 in there as a buffer for topping up the food cupboards and for Christmas and the rest has gone to the Christmas account.

    I was meant to go to the shops yesterday but Mr Mooo looked at the coolant level in the car and declared it best I didn't drive :eek: So, nearly a NSD as all I had to buy was milk ;) £1.45 from the corner shop though :eek: :eek:

    Budgets to follow, coffee first :D
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