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Help! We need to sort our finances out!

24567

Comments

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    The only trouble is that because the tax credit are paid on a weds the dates change all the time!! Argh!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Is there any chance at all that you could do a boot sale tomorrow to raise any cash? Just a thought - even if it is a tenner you come away with, it'll buy food and buy you some breathing space.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    hypno06 wrote: »
    Because somewhere along the line you may have taken your eye off the ball? Get that spending diary out.......!

    Ste's
    £140
    31st £3.99
    1 £3.50
    2 £8.00
    3 £0.00
    4 £16.00
    5 £0.00
    6 £8.86
    7 £2.00
    8 £2.00
    9 £5.00
    10 £0.00
    11 £1.40
    12 £0.35
    13 £5.00
    14 £0.00
    15 £3.20

    mine
    30£0.00
    £0.00
    £5.00
    £0.00
    £1.50
    £2.40
    £0.00
    £4.80
    £8.00
    £0.00
    £4.00
    £0.00
    £0.00
    £0.00
    £0.00
    £0.00
    £0.00

    food
    200£62.69
    £0.00
    £8.68
    £0.00
    £16.04
    £0.00
    £9.44
    £0.00
    £11.05
    £0.00
    £30.00
    £0.00
    £0.96
    £0.00
    £1.50
    £10.38
    £0.00


    petrol
    £50
    £20.00
    £0.00
    £0.00
    £0.00
    £0.00
    £0.00
    £0.00
    £0.00
    £0.00
    £0.00
    £10.00
    £0.00
    £0.00
    £0.00
    £0.00
    £0.00
    £10.00


    :confused:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    LookingAhead wrote: »
    Is there any chance at all that you could do a boot sale tomorrow to raise any cash? Just a thought - even if it is a tenner you come away with, it'll buy food and buy you some breathing space.

    Anything that wasn't tied down has been sold on ebay! lol!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • bandraoi
    bandraoi Posts: 1,261 Forumite
    How about you think of your food and petrol budget in weekly terms - £50 per week for food and £10 per week for petrol. Take it out on a particular day and make it last for 7 days.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Perhaps trying to have weekly budgets for spends and food, petrol etc might work rather than monthly budgets?

    Get a big bag of pasta from the supermarket - £1 for 3kg, tinned smart price chopped tomatoes and some herbs and you can all eat, it can be pureed for K and is dead cheap and filling. In may, we had £100 for all our food for 3 adults, 2 children and a cat - it was hard, and the kids are sick of pasta, but it is doable.

    Sorry, not being much help here am I!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    bandraoi wrote: »
    How about you think of your food and petrol budget in weekly terms - £50 per week for food and £10 per week for petrol. Take it out on a particular day and make it last for 7 days.

    Cross posting - don't you just love it!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Nutz666 wrote: »
    If You Lay It On Thick Enough, I Am Sure Some Gullable Person Will Send You A Voucher Or Cash.

    Yeah, thanks......
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Penny-Pincher!!
    Penny-Pincher!! Posts: 8,325 Forumite
    Do you have any points on your Advantage card for nappies? Can you buy formula with it? Sorry dont know what else to suggest:confused:

    Hugs

    PP
    xx
    To repeat what others have said, requires education, to challenge it,
    requires brains!
    FEB GC/DIESEL £200/4 WEEKS
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Nutz666 wrote: »
    If You Lay It On Thick Enough, I Am Sure Some Gullable Person Will Send You A Voucher Or Cash.

    :shhh: and go away. You're as much use as a fart in space suit.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
This discussion has been closed.
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