Weekly Spend Challenge W/C 6th October 2013

EverTheOptimist

splodgethefirst wrote: »

Evening all,

NSD today as expected (bar petrol, from petrol budget). Am pondering making some more pots for my savings - what does everyone else do?

I currently have a pot labelled "slush" with £5 in it (!); one called "car" with a more significant sum (I only passed my test in january so my premiums are still high) - this also has my MOT/tax/servicing money (or at least what i've saved towards it for now) - what else should I have pots for?

I currently have accounts for....

Weekly spends (current acc)
Groceries/petrol (current acc)
Car insurance/ MOT/ service (savings acc)
Birthdays/ Xmas (savings acc)

I also currently have a maternity savings account, which I am paying myself from as my wages decrease. But when this is empty and I am back at work it will be reallocated.

And....
I also have an account that I am saving in for my hubby's 40th birthday in December. Again will be reallocated after this.

I guess it depends what your big spends are through the year that you need to try and save for.

Blimey sorry for the essay.

splodgethefirst

EverTheOptimist wrote: »

SNIP

Weekly spends (current acc)
Groceries/petrol (current acc)
Car insurance/ MOT/ service (savings acc)
Birthdays/ Xmas (savings acc)

And if not too nosey - are they with different banks? I was planning on getting myself a FD one come January (will have paid car etc so will have some cash to move around) then I would have accounts with 2 banks ...

EverTheOptimist

Sun- out for lunch parents paying. NSD :j
Mon - friends visiting so need nibbles - £5
Tues - baby group
Weds - baby group
Thurs - hospital appt
Fri - baby group
Sat - Xmas shopping with my sister so might have lunch - £15

Total

£0 / £35

EverTheOptimist

splodgethefirst wrote: »

And if not too nosey - are they with different banks? I was planning on getting myself a FD one come January (will have paid car etc so will have some cash to move around) then I would have accounts with 2 banks ...

All with Nationwide bar the one for hubby's birthday which is Santander. Always been with Nationwide, then opened Santander when it was a good rate, which it isn't anymore but it helps that I can't access as easily.

bt1

Thanks for starting the thread eto. I did terrible last week as had friends over on Saturday and I went a bit mad on the alcohol!

Last week was:

£68 / £30 !!!!! WOOPS!


So here's the plan for next week... And I will stick to it :cool:

Sun - NSD
Mon - NSD
Tues - £5 top up shop
Wed - NSD
Thur - free tickets to cinema so need snacks £5
Fri - NSD
Sat - weekly shop £10

So that's £20

I will be in the green this week!!!

Just2Ashamed

Total for last week was £65.50 :j so going with a new total of £60 for this week. NSD today for me, plans for this week are:

Monday: Antenatal group, exam in the afternoon and seeing parents, hopefully NSD but may need bus / taxi fare
Tuesday: NSD
Wednesday: Will need to do a small grocery shop, hoping for £30 or less
Thursday: Hospital appointment in the morning and ANOTHER exam in the afternoon - may need taxi / bus fare but hopefully NSD
Friday: Shopping for accessories for sister's wedding, hoping to spend £25 or less
Saturday: Should be a NSD for me, but DH is going on BIL's stag do so may need to bail him out (metaphorically of course :rotfl:)

ShootForTheMoon

Morning Gang!!

Thanks again for the new thread ETO!!

We had a bit of a spendy weekend with a hen night, first weekend off together in ages and a trip to Ikea!!
So, went over budget in style!! Will count the damage this morning when I move some money around, but definitely red by about £40

In saying that, OH is much happier we've had some time together, and has a new adopted hamster called "Bubbles" after much nagging!!

Ok, so need to set a budget for this week...
Mon - NSD
Tues - drink (inc free dinner!!) after training at the rugby club £3
Wed - NSD
Thur - NSD
Fri - dirty food on the late-late shift at work £3
Sat - NSD
Sun - rugby match (subs & drinks) £10

So, setting the budget at £20 for this week I think!! Fingers crossed!

Hope everyone has a fantastic week!! xxx

EverTheOptimist

Sun- out for lunch parents paying. NSD :j
Mon - friends visiting so need nibbles - £5 - friend didn't visit, so NSD :j
Tues - baby group
Weds - baby group
Thurs - hospital appt
Fri - baby group
Sat - Xmas shopping with my sister so might have lunch - £15

Total

£0 / £35

Verityemilia

Monday ... NSD - Whoop :j

splodgethefirst

Monday was an NSD am expecting to spend today. Was very proud of myself - gave a presentation in front of about 350 people yesterday! Scary stuff but can only get easier now