Weekly Spend Challenge W/C 6th October 2013 5 October 2013 at 6:21PM edited 7 October 2013 at 6:16PM in Debt-free wannabe challenges 45 replies 3.3K views

EverTheOptimist

Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - over budget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

W/C 29th September 2013 challengers / pledges / totals

EverTheOptimist - £35 / £10
CasperTheFriendlyGhost - £5 / £4.87
Flyinggiraffe - £40 / RED
Munchin - £5 & €100
Splodgethefirst - £50
ShootForTheMoon - £5 / RED
bt1 - £30 / £68
MissE001 - £70
Just2Ashamed - £80 / £65.50

W/C 6th October 2013 challengers / pledges / totals

EverTheOptimist - £35
Splodgethefirst - £5
Verityemilia - £40
MissE001 - £10
CasperTheFriendlyGhost - £5
Flyinggiraffe - £20
bt1 - £20
Just2Ashamed - £60
ShootForTheMoon - £20

EverTheOptimist

Evening all

I am setting a budget of £35 although again no big plans. So hoping to have some to carry over to next week.

Sun- out for lunch parents paying. But if I have a side or pudding I'll be buying that - £10
Mon - friends visiting so need nibbles - £5
Tues - baby group
Weds - baby group
Thurs - hospital appt
Fri - baby group
Sat - Xmas shopping with my sister so might have lunch - £15

Total £30 with £5 contingency.

splodgethefirst

Good evening all!

I am planning a £5 budget for the week.
Sunday - NSD
Monday - potential spends - looooong day at work and the gym
Tuesday - NSD
WEdnesday - NSD
Thursday - NSD
Friday - potential spends!

Going to enjoy spending the rest of the month in the black!!!

Verityemilia

Hi all

I'm hoping I have a fairly good week - hubby is away Mon-Fri

Target £40 :eek:

Sun - NSD
Mon - NSD
Tues - NSD
Weds - NSD
Thurs - NSD
Fri - NSD
Sat - Lunch out with hubby, drinks, home £30

£10 contingency

EverTheOptimist

Splodge - well done on paying the O/D off. And good to see you sticking around.

splodgethefirst

Thanks, ETO! Hope you and bubba have a good week

MissE001

Thanks for the new thread ETO - hope babbie is feeling better

Planning to have a very frugal week. I'm away with work for a couple of days. Will you put me down for £10 please

Have a great, greenweek everyone

EverTheOptimist

First post updated to here.

Baba is feeling much better thank you. He had quite a good night last night. I think he's trying to forge a new routine too. Can't believe he has cut his first two teeth already though - 4 and half months. Bless him.

Have a good week all.

Casperthefriendlyghost

Hi everyone!

Thanks ETO for starting this thread and congrats Verityemilia on your nuptials! :T

I had a spend of £4.87 last week. Just in budget! This week I'd like to allocate £5.00 again please.

So far I've managed a NSD for Sunday. Bought a gift for a friend but it is part of my birthday budget.

Hope everyone has a great week!

Cheers
Casper
xx

flyinggiraffe_2

Well, last week went belly up. Ended up spending lots on a food market the village was holding and I cannot resist a bit of mature cheese!

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That's the line drawn, and will pledge £20 for this coming week.

Xx

splodgethefirst

Evening all,

NSD today as expected (bar petrol, from petrol budget). Am pondering making some more pots for my savings - what does everyone else do?

I currently have a pot labelled "slush" with £5 in it (!); one called "car" with a more significant sum (I only passed my test in january so my premiums are still high) - this also has my MOT/tax/servicing money (or at least what i've saved towards it for now) - what else should I have pots for?