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The All-time Outstanding October NSD Challenge
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Another one in the Cauldron! 8 down and more to come!Must use my stash up!0
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Evening all,HeadAboveWater wrote: »1st time on MSE in I don't know how long, and completely lost track of spending never mind no spending!
:o:rotfl:
I do vaguely recall managing 1 NSD this month so far, but there is a distinct possibility it was a dream. Who knows?!?
Sorry for joining late, but can you put me down for 8 for the remainder of the month please?
Welcome back head above, where have you been?
I'm rubbish at keeping track, but I have an agreement with myself that if I can't remember then it has to be treated as a spend :eek:
On that note NSD 5 please Freeby for today, have figured out if I miss this weeks midweek spend and another one I might just get to target, though with 3 birthdays and 2 meals out it - it may make October my toughest month so far.
Had a letter from the bank today, ( who I no longer owe money too) saying they are coming after me for the sum of 0.00 :mad:
It would be probably be funny if I wasn't so sensitive about the whole debt thing, ignore or reply?Debt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
How ridiculous sazzie.Phone and ask which moron had it sent.
It'll be a spend day here for me,just a few groceries.
The rest of the week needs to be nsds,to stay on target.I should manage-famous last words!0 -
Had a letter from the bank today, ( who I no longer owe money too) saying they are coming after me for the sum of 0.00 :mad:
It would be probably be funny if I wasn't so sensitive about the whole debt thing, ignore or reply?
Denise0 -
I'd be tempted to send them a cheque for £0.00:D
Denise
Cheers Denise, I like that for a plan - I may do that with one of their own, now defunct- account closed , cheques !!Debt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
Hi everyone
I've had 2 NSDs=2/10 NSDs. These were Monday 7 and Wednesday 9October.
DFFRBS £2,043.50 @0% until April 2014
Virgin £2,522.78 @ 0% until November 2015
Total Debt £4,566.28
SPC 7 315. Emergency Fund 300/1000.0 -
NSD # 5 in the bag today.0
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My daughter is sick today so I haven't been out. So I've reached my target of 4 NSD. I am going to increase my target to 8 NSD.0
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Number 5 for me today!!Paying it all off in 2017:
Finance 1- [STRIKE]115[/STRIKE] Paid Jan 2017
Finance 2- 335
CC - [STRIKE]2000[/STRIKE]1800
OD 1 - [STRIKE]2200[/STRIKE] 1850
OD 2 - 25000 -
Hi all beem missing for a few days but i am proud to say i am the owner of 4 NSD's. Trying to limit my excess spendy to one or two days a week and been avoiding the shop for the daily chocolate and drinks.#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0
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