How much board should I be paying?

mumps

Soleil_lune wrote: »

Well good for you and yours!!!

The fact that the mich-rach person seems to be attacking people who DO ask their youngsters for board money has got peoples backs up, AND the fact she sees fit to personally attack (calling me an inbred mutant!)

Some people charge their children because not everyone is on £40,000 or more a year (which SHE obviously is, as she doesn't get child benefit (supposedly.)

No we are NOT all the same, but people who are asking their children for board are quite entitled to. Nothing comes for free, and not everyone is in the position to let their adult children live rent and board free!

Your first sentence seems a bit chippy? I was just pointing out that not taking money off adult children does not mean they won't be financially responsible. So sorry if I offended you.

Just as people are entitled to ask their children for board people are also entitled not to. It is also important to realise that somethings in life are free, yes money is important but it isn't everything although it does make life alot easier. I have one at home and am repaid in ways that can't be banked e.g. help with my disabled OH, sitting down to a meal I haven't cooked. Like the advert says, priceless.

mumps

EmmaBridgewater wrote: »

I think they mean £1000 inclusive of the wage so £400 x

Thanks, like I said I have a frozen brain. £1,000 sounded like alot, I certainly wouldn't want mine borrowing £12,000 a year for 3 years plus tuition fees.

thorsoak

Whilst my children were AWAY at uni and came home during vacs, etc, we did not expect a contribution - although always expected them to pay for their own toiletries, car expenses etc. And of course, contributions to the supermarket shop were always gratefully appreciated.

Once uni was over and they were in paid employment, we sat down, went through the costs of running the home - lighting/heating, water, insurance, council tax, and general wear & tear replacements, we divided it by the no of people in the house (6) and worked out a figure based on 1/6th of the household costs - obviously the mortgage/mortgage insurance did not come into the equation. Based on whatever they were earning, we managed to arrive at figures which the current three who were working found fair.

Bennifred

thorsoak wrote: »

Whilst my children were AWAY at uni and came home during vacs, etc, we did not expect a contribution - although always expected them to pay for their own toiletries, car expenses etc. And of course, contributions to the supermarket shop were always gratefully appreciated.

Once uni was over and they were in paid employment, we sat down, went through the costs of running the home - lighting/heating, water, insurance, council tax, and general wear & tear replacements, we divided it by the no of people in the house (6) and worked out a figure based on 1/6th of the household costs - obviously the mortgage/mortgage insurance did not come into the equation. Based on whatever they were earning, we managed to arrive at figures which the current three who were working found fair.

This is exactly what we do, too. :beer: Except we don't include the things we would be paying anyway, eg council tax, insurances, - just the things that them being here increases the costs of eg gas, electricity, water, phone, internet, FOOD.

nimbo

EmmaBridgewater wrote: »

I think they mean £1000 inclusive of the wage so £400 x

in Sept/Jan/Apr each last year I got approx £1800 loan installment, and £1200 grant payment. (This year is diiffernet as I now get less funding and pay my own fees)...

They don't give you money to cover the summer months as SFE assume that you will be working. It equates to about £6k loans each year plus fees loan on the 'old' system - which the OP should be on, unless she skipped for first year due to having a HND or something.

On top of this I then received another approk £4.5 bursary as I am studying to b a social worker...

If this is what she is gettign, and her mother is struggling to make ends meet I can understand whay she may be wanting to up the board, to a figure which seems to still be reasonable.

thorsoak

jadeappleby wrote: »

Thanks again to everyone for your replies.

I think from all the replies I guess I need to sit down properly with my Mum and work out from her how much she needs to cover my costs. I always thought £130 was reasonable when I was covering my all other costs such as food, toiletries, laundry products and the fact I'm rarely in the house due to working so much and studying (whenever I'm not at studying I work). Any ways, we have never sat down and done this which is why I don't understand how much I need to pay to cover myself (hence my post on this forum). I intend to do this tomorrow with her that way I can see and I'm willing to do this.

With regards to my loan, my dad is really pushing me to save this as well as he doesn't want me to live at home much longer. I'm not going to delve into the personal reasons behind this.

It sounds as if you are getting caught in some sort of power struggle between your parents - Dad wants you to save more AND leave home? That's an oxymoron ....unless he's angling for you to live with him.

Soleil_lune

Person_one wrote: »

She already lives in the real world! Where else would she be living?

Honestly, that expression infuriates me.

I don't believe that just taking money from somebody teaches them anything, actually.

Oh dear ... :rotfl:

Soleil_lune

FWIW Jade.. I think what you are paying is OK, and you sound like a fairly decent and responsible young person, esp as you are paying some already.

Have you asked your mother why she wants the extra money?

I don't think it's unreasonable for her to ask you, because the cost of living is high, but if you're peed off about it, ask her why she wants the extra. Honestly though, you will not find living cheaper ANYwhere! You're lucky to be able to live at home as a student, many are not.

liney

nimbo wrote: »

in Sept/Jan/Apr each last year I got approx £1800 loan installment, and £1200 grant payment. (This year is diiffernet as I now get less funding and pay my own fees)...

They don't give you money to cover the summer months as SFE assume that you will be working. It equates to about £6k loans each year plus fees loan on the 'old' system - which the OP should be on, unless she skipped for first year due to having a HND or something.

On top of this I then received another approk £4.5 bursary as I am studying to b a social worker...

If this is what she is gettign, and her mother is struggling to make ends meet I can understand whay she may be wanting to up the board, to a figure which seems to still be reasonable.

During my PGCE year, which is calculated like a undergrad, I had the maximum maintenance loan and grant which equated to around £7.5k for the year (12-13). It's a lot of money to disregard.

Soleil_lune

Gigervamp wrote: »

Mikeandrach, why are you being so nasty?

Can't help herself it seems...

There was a pretty nasty personal insult aimed at me yesterday by her, but it has been removed now. Not surprisingly.