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our forever patch challenge

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  • sammy70
    sammy70 Posts: 1,051 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Back to work tomorrow, these bank holiday weekends play havoc with my diet, I daren't get weighed :o hope to have lost what ive put on by next weigh in on friday, had long walk yesterday, but dropped in at home made icecream parlour !!!!!! enroute :o alaso treat night pizza -not takeaway!, and was dads birthday Friday, and we had meal with dessert at his favourite pub :eek:

    A no spend day today :T

    So this week, keeping to strict budget, and diet!

    Heres to a good week :)
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 27/02/26 - 0 Paid off!

    2026 challenge- .save £22,000 by christmas eve for future projects 1/5/26 £100/£22000
  • chumpy45
    chumpy45 Posts: 495 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I know how you feel. I have put on the 2 lbs that I lost last week - let's hope I am little more careful with my £s :rotfl:
    Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.00
  • chumpy45
    chumpy45 Posts: 495 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Love your £5 mini challenge - good luck. You are doing so well with the premium bonds - those totals are shooting up again. So inspiring :T
    Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.00
  • sammy70
    sammy70 Posts: 1,051 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Chumpy! I'm dreading Friday weigh in, I will be grateful if I'm same as last week, not holding much hope with the extra calories in the last few days :o oh well, fresh start, AGAIN!!:(

    On the £ front, my £5 a day is doing well, had no spend day today, did have £15 stashed from no spend days, but this went on prescription and gift for work mates birthday, so a worthy cause :)

    Its draw results for bonds tomorrow, I hope we get a win! :T

    £5 from quidco today, put into bill account. I will have to think of a challenge for quidco payments, another mini savings account perhaps? I earn £3.50 a week from quidco just for getting morrisons shop over £40, good deal I reckon..:)
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 27/02/26 - 0 Paid off!

    2026 challenge- .save £22,000 by christmas eve for future projects 1/5/26 £100/£22000
  • sammy70
    sammy70 Posts: 1,051 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    We have had some first time buyers viewing the house, they came last Friday, again sunday, and made us an offer, which after a small request for increase from us, has now been accepted! fingers crossed, subject to contract, WEVE SOLD OUR HOUSE!!!! :j


    Yippee!!!!:beer:
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 27/02/26 - 0 Paid off!

    2026 challenge- .save £22,000 by christmas eve for future projects 1/5/26 £100/£22000
  • sammy70
    sammy70 Posts: 1,051 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My £5 a day challenge is going well, I'm finding most days I transfer the full £5 into my 'spare' old purse, this is going to go towards a shop at the end of the month, and my sons birthday money , he is 26 on the 21st June ! god, that makes me feel old :eek:
    This week ive lost the 1llb I put on last week due to overeating/drinking on the bank holidays, so this week I want to get stuck in and lose another 2lb :)

    With the house sale now going through, no doubt the stress will help with my diet :rotfl: I always find my appetite goes when I have a lot on my mind :)

    On more house news, last night I received an e.mail from one of the many estate agencies we have registered, with a house that looks like a contender :) I immediately e.mailed them to arrange a viewing, they called 9am this morning, the viewing is booked for the 15th, so fingers crossed! its an old farmhouse with garage/barns, just what we want. Not bags of land, but we will see if we can make it work for us, I will update Thursday with out come :)
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 27/02/26 - 0 Paid off!

    2026 challenge- .save £22,000 by christmas eve for future projects 1/5/26 £100/£22000
  • pink_poppy
    pink_poppy Posts: 2,248 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    Congratulations on selling your house :j Hope everything goes through smoothly.

    Exciting about the viewing too, fingers crossed it's the one for you, I can't wait to hear :D
    'A watched potato will never chit'...
  • chumpy45
    chumpy45 Posts: 495 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Fantastic news on the house, am so pleased for you. :j
    Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.00
  • sammy70
    sammy70 Posts: 1,051 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks guys for your lovely comments :)

    The house sale progressing fine, the mortgage etc all gone through for the purchaser, surveyor coming Thursday next week from the mortgage company.

    The house viewing was a bit of an anti climax, we loved the house, it did want full refurb, but we were up for that, Unfortunately its up for best and final offer in 2 weeks time, and already has an offer of the maximum we wanted to got to due to the amount we would have to spend on it :( Also, there was very little land, so due to both these factors, its back to the drawing board :(

    Never mind, we are prepared to wait for the right house, we are torn between buying a small cottage for cash, and saving for another 2 years to enable us to have a better amount to buy what we want, or renting and waiting for the right property, that way we have instant access to our capital.

    We are going to have a good think over the weekend :)
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 27/02/26 - 0 Paid off!

    2026 challenge- .save £22,000 by christmas eve for future projects 1/5/26 £100/£22000
  • sammy70
    sammy70 Posts: 1,051 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A busy day at work, we are short staffed, , 5 and half hours over time today, half an hour yesterday, and more to come rest of week , all money in the pot!:j

    We have decided it we haven't found an house we love by 3rd July, we are looking to find a rental property for 6 months, to give us breathing space to find the right home, if we buy a plan b house, it means if the perfect property comes along our cash is tied up, and we are back in the position of having to sell before we can buy it..:(

    So. lets see.. pay day for me Friday, hubby Tuesday, then only one more payday till we move :T
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 27/02/26 - 0 Paid off!

    2026 challenge- .save £22,000 by christmas eve for future projects 1/5/26 £100/£22000
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