our forever patch challenge

sammy70

lol i added a random pic of my favourite chicken enjoying scraps just to add a light hearted bit to my post- and yes she is in the kitchen eating out of a pan  

Hettyhound

Love the chicken 😁. I know what you mean about struggling at the moment.  I sat at the kitchen table on Sunday and just thought I can’t do this anymore so took three days off sick.  Back today to see that there are a lot of people currently on sick leave so maybe we have all just got to the end of our tethers.  It’s so blooming cold today, I’ve even succumbed and put the heating on, that along with the don’t expect to get back to normal anytime soon messages doesn’t exactly lift your mood.  As you rightly say though nearly the new year and new starts🥳

sammy70

i think people are getting to the end of their tethers now, for me its the lack of being able to plan along with all the numerous things that have happened, job loss, loss of loved family members both human and animal, and numerous other things. Sometimes i look at my dogs grave and her little face on it, and cry for everything ive lossed this year her included.

Hettyhound

You need time, it does feel better eventually ❤️

Jessy103

Lovely chicken, sammy! I lost one of my dogs last month and I see something that reminds me of him and just start crying. They're such a huge part of our lives, it's devastating to lose them.
I wish you all the best for 2021 and the fresh start ❤

Fortune_Smiles

We may not all be in the same boat @sammy70 but we are all weathering the same storm.  It's okay not to be okay whatever your circumstances.

Fortune x

sammy70

Thanks for the kind words fortune , jessy and hetty 
£30 paid to the mortgage today , had a cold ride out this morning, my mood is all over the place at the moment, but im trying not to be hard on myself.. overthinking things is my worst bad habit, i drive myself mad with it sometimes 

sammy70

nearly set for christmas, got chocolate and beer supplies, just a couple of small gifts to get, and xmas eve and day food.. hubby is working a lot over the time, so trying not to over buy as he wont be home a lot of nights to enjoy it, we will make the most of our time together. Its even  harder at the moment, as mum in law has had loads of hospital appointments for various things, ive taken her for at least 2 a week for the last 3 weeks, and another two a week for the next 3 are scheduled, and as most are at times which mean i miss hubby all together as hes left for work by the time i get home, it is quite hard. We live quite away from her too, so its a half day out for me at least just for an appointment lasting an hour, it never fails to surprise me how the family who live close are always otherwise engaged when things need doing.. 

sammy70

paid £1300 to the mortgage yesterday, so now stands at £193,520 
there wont be much else paid this month , but will make sure when interest is added that the balance doesnt go above £194,000 ..My aim is to try and keep the mortgage reducing by a £1000 a month, so need to overpay at least £250-£300 a month above standard £1226.40 payment.. a 2021 challenge i think!
i must say i much prefer being in control of sending my monthly payment instead of having a direct debit. The £1300 sent yesterday is effectively the 1st Jan 2021 payment, so interest saved already by the reduction in the balance 

sammy70

Well ive set my 2021 mortgage challenge- to reduce the mortgage balance by £15,000 by xmas eve 21