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Fortune_Smiles

Happy New Year @sammy70 .  Wishing you health, wealth and happiness.

Fortune x

sammy70

Happy new year everyone! 
Still snow here, and still looking after friends animals, but they are on the mend thankfully .. it has been touch and go..
ive paid the mortgage standard payment and a little besides, and after december interest added today the mortgage stands at £192,500, i will update details of payments/interest when i have it to hand..
we are snuggled in the house reading while the snow continues to fall 

try_harder

Happy new year sammy

sammy70

Thankyou tryharder, its certainly been a strange new year!!
the snow continues to fall here, and a little freezing fog now to add to the ambience ! hubby has 3 days off work, and we are enjoying pottering together getting all the snowy outdoor jobs done, followed by bacon butties and tea    i havent even had chance to think about dry january/new year diet. to be honest with sick friends, and hubbys mothers ongoing needs with hospital appointments/altzeimers issues etc we havent had time to think these last few weeks  

sammy70

belated december figures update 
December totals- paid the standard £1226.40, plus £285.29 in overpayments
interest for December- £473.96
Daily interest-£15.28 
leaving a balance of £193,873.96

sammy70

Payments to the mortgage so far in January- 4th Jan- £1000. , 7th- £373.96, and today £100, so far this equates to the standard payment for 1st February paid, plus overpayments totalling £247.56! a good start to 2021 
Still looking daily for a suitable catering trailer.. Today hubby and i have fitted a gate frame for the cafe entrance  , we got wet through, but it feels like progress.. 

sammy70

the snow is back with a vengeance  : oh well we had 2 days snow free since boxing day, the joys of living on the pennines 

South_coast

I am jealous of your snow, we've not even had a flake here! We haven't had any since the beast from the east nearly 3 years ago, I just want to see the prettiness out of my window (although appreciate you probably have to go outside a lot more than me)

sammy70

The snow and ice cleared at last yesterday- now looks like we are in for torrential rain tuesday/wednesday, followed by snow again at the end of the week!! roll on spring!!
Made a £50 overpayment this morning, leaving a balance of £192,350, so the total overpaid this month is now  £297.56 
Right, washer nearly done, so will hang that to dry, then get outside before the dreaded heavy rain and wind arrives, must make the best of the lull in the horrendous winter weather we are having this January 

sammy70

a soggy morning.. fed the furbabies, had brekky myself, and shortly going to go and get mucking out and all outside jobs done before the predicted torrents of rain arrive .
not a lot happening finances wise today, i checked current accounts, will do February budget friday i think..