Pay day in 4 days time, and ..............

[Deleted User]

Cornucopia wrote: »

Congratulations Bob.

:beer:

The extra £145-50pa helped.

snookey

Well done and all the best for the future.

System

Congratulations Bob - you deserve a few treats. Seems you've got your head screwed on now and you deserve your happiness/pride.

JustSmile_2

Well done theres no feeling quite like it! Be mega proud of yourself x

Miss_Marple_2

Well done Bob.

I, too, became debt free in August. I'm not quite sure how I feel- it's been there so long it was like a security blanket - I just feel a bit numb, really. I keep telling myself - 'you've got no debts' but it hasn't really sunk in. Maybe it will when, like you, I get my first payday with no debts to pay

Glad that you are enjoying you debt-free state.

Calling14

Bedsit_Bob wrote: »

The smoking and drinking is easy, but the sex is a bit more problematic.

Care to oblige?

Well now you are in the money will think about it:rotfl:

Calling14

Bedsit_Bob wrote: »

Try not (at least in the early stages) to focus on what's still to pay, but rather on how much you are paying.

Focusing on the fact you've paid almost £2,000, is far more uplifting, than focusing on the fact you owe £10,700.

I think the 50% mark is the psychological tipping point, in that you are on the "downhill stretch" so to speak.

Setting myself small targets next one to be under 10k by end October. More positive today, no spending over weekend, and garden project got started on next phase:T

Thanks for the advice :beer:

[Deleted User]

with less than 13 hours till pay day, I still have over £30 in my bill paying account.

Usually, by this time, I'm doing well to have 30p left in the account.

[Deleted User]

Calling14 wrote: »

Well now you are in the money will think about it:rotfl:

Typical. You only want me for my money.

Steven_Elliott

How much does your bedsit cost u and with all the bills bedsitbob?