Income support entitlement?

Cookieraider_2

my Husband is looking to claim income support once his JSA payments finish (hes on a scheme with the job centre which supports him in the transition becoming self employed after he was made redundant)

I have also started a new business a few hours a week so havnt made a profit as yet. We have 2 children

I claim CARERS ALLOWANCE and DISSABILITY LIVING ALLOWANCE (for a child) & FULL CHILD TAX CREDITS. WE ALSO GET COUNCIL TAX BENEFIT & FREE SCHOOL MEALS

I understand as a carer the hours limit is NOT take into account but depends on what he earns... so my question is what can he earn up to before he looses this?? currently earning almost nothing with outlay of tools etc...

We have no savings

THANK YOU

Caz3121

On what basis will he claim Income Support or are you going to make the joint claim (as you receive carers allowance)
Income support tends to be for people that cannot work

You can earn up to £100 and still receive carers allowance but that amount of income would wipe out most of the income support
Is he going to claim working tax credits.

Shovel_Lad

https://www.gov.uk/income-support/eligibility

schrodie

From the above link:- "You don’t need a permanent address, eg you can still claim if you sleep rough or live in a hostel or care home."

I always thought you needed an address to be able to claim benefits but it seems you can claim IS if you sleep rough!

Live and Learn!

FBaby

Why is he looking to claim income support?

Cookieraider_2

Caz3121 wrote: »

On what basis will he claim Income Support or are you going to make the joint claim (as you receive carers allowance)
Income support tends to be for people that cannot work

You can earn up to £100 and still receive carers allowance but that amount of income would wipe out most of the income support
Is he going to claim working tax credits.

Oh I thought it was to top up a low income? But what is low?!

Maybe we'll do a joint claim then?

Im not sure about Working tax credit entitlements...

mummyroysof3

I'm in same situation as I claim carers for a child that gets high rate dla. We were told we can claim income support when husbands contribution based Jsa runs out or income based Jsa but it would only top up the Jsa for he second person anyway

pmlindyloo

There is a wonderful poster on here called Epitome who is superb at working out which 'route' to take. Hopefully she will see your post and give some help.

I am not an expert but as far as I know you have these options.

1. You continue to claim Carer's allowance and work (not earning more than £100 a week.) Your OH is 'added' to your claim and you claim Income Support as a 'top up' but any of his earnings will be deducted from the Income Support. Benefits are that a claim for IS will mean you will continue to get SMI - downside is that his earnings may make you ineligible for IS (not sure of figures because you have housing costs)

2. You continue to claim CA and work. Your OH puts in a claim for Working Tax Credits to 'top up' his earnings. He only needs to work 16 hours a week because you claim CA. You won't get SMI but you may get more money this way.

As I said, this is complicated so I hope Epitome is around soon and can help (plus tell me off if I am wrong!)

In both scenarios you can claim Council Tax support.

Cookieraider_2

At the moment I am defiantly not earning over £100. But my husband however is trying to build his business in the hope of working full time eventually. At the moment he may not have work for a couple of weeks but then may get one week of work and then has to sign off JSA and back on again after.he wont want to be tied to only doing 16 hours

pmlindyloo

Cookieraider wrote: »

At the moment I am defiantly not earning over £100. But my husband however is trying to build his business in the hope of working full time eventually. At the moment he may not have work for a couple of weeks but then may get one week of work and then has to sign off JSA and back on again after.

Yes, self employment is a pain in respect of benefits. Not sure how they would assess his income as regards Income Support. He might need to produce invoices on incomings and outgoings (like a mini tax form!) every so often.

Claiming working tax credits would likely be easier to manage as he could do an estimate (best to overestimate) for the tax year and then they would make adjustments for the following year.

Not an easy decision to make when starting up as self employed.

Cookieraider_2

pmlindyloo wrote: »

Yes, self employment is a pain in respect of benefits. Not sure how they would assess his income as regards Income Support. He might need to produce invoices on incomings and outgoings (like a mini tax form!) every so often.

Claiming working tax credits would likely be easier to manage as he could do an estimate (best to overestimate) for the tax year and then they would make adjustments for the following year.

Not an easy decision to make when starting up as self employed.

I think with Income support we would get £112 a week plus Disability premium of £44 =£156.

I had a look at working tax credits but I couldnt work out how much we would get if we went down that route?

I wonder how long you can claim SMI for (something tells me its only 6 months??)