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Mr and Mrs K's New Journey to a Debt Free Life.

19192949697450

Comments

  • AlexLK wrote: »
    Yet again I have failed to make any headway on the debt situation, thus making me feel as if I am letting down the side. However, it has been another busy one with another business deal being made, two new enquiries for music lessons and of course, my son's first day at nursery.


    Alex, don't be daft. You HAVE made headway on the debt, New business and possible music lessons = more income which in turn = reducing debt........ if used wisely, ie not on gorgeous fountain pens :rotfl::rotfl::rotfl:

    Glad Mini-K had a great time, I knew he would. And don't worry about the accident, as Kissjen said, it's a boy thing. They are too busy playing then realise at the last second that they can't make it to the loo, so the just don't worry and do it anyway!!! My son did it a couple of times even though he was 100% trained. Doesn't mean he's regressed at all. Thumbs up for sessions next week, you have come so far.
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    :rotfl: I shall be trying to use the increase in income wisely (and not not pens). ;) Mrs. K. and I have started our new SOA, with the music lessons my income has gone up from £1000 per month to £1400 per month already. :) That is not counting any pay rise I choose to give myself. So for October with Mrs. K. returning full time we have a combined income of £3750, looking a little more healthy. :)

    Fingers crossed son behaves himself next week. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Alex! I want to shake some sense into you! Chill out on that wee boy! Wetting himself in a new situation (arguably in any situation) before he's even 3, is nothing about behaviour or anything to apologise for.
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • Alex my man, you are going to be minted :rotfl::rotfl: No, seriously you will make serious inroads into your debt, of that I have no doubt.

    And don't worry about Mini-K, just take some spare clothes in a bag and if he does have a momentary lapse it's no biggy, you don't want him to stress about a little accident.
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Alex! I want to shake some sense into you! Chill out on that wee boy! Wetting himself in a new situation (arguably in any situation) before he's even 3, is nothing about behaviour or anything to apologise for.

    I do have high expectations admittedly. However, neither my wife nor I were angry with him, after all I am aware of how young he is - it was the lady at the nursery I apologised to, out of earshot of our son. Furthermore, I remember all too well how harshly my father used to punish me in regard to such things during my early years.
    boo2410 wrote: »
    Alex my man, you are going to be minted :rotfl::rotfl: No, seriously you will make serious inroads into your debt, of that I have no doubt.

    And don't worry about Mini-K, just take some spare clothes in a bag and if he does have a momentary lapse it's no biggy, you don't want him to stress about a little accident.

    :rotfl: I don't know about "minted", though the money situation feels an awful lot better than it did. :) There was a time that my wife and I had a take home salary (between her income and mine) of just over £5,000 per month.

    No, I don't want him stressing about it. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    AlexLK wrote: »
    Um, yes. Mrs. K. and I were rather disappointed as we had both spoken to him regarding this beforehand. Well, on wards and upwards.

    I use to be a school goveneror, (for my sins) and we had to say no we need children to be toiilet trained before they start reception (obviously medical reasons aside), even at DD's old school they use to ask for spare underwear and trs, skirts for children in Key stage 2, as they all have accidents... xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • snookey
    snookey Posts: 1,128 Forumite
    Glad he enjoyed himself . It must be good to be able to talk to other little people face to face rather than great big clod hopper adults.
    Remember your parents high expectations and how they have affected you. Your child is a human being with flaws like everyone else try not to impose rigid ideas of what should be expected. In other words give the kid a break.
    Glad your music lessons are increasing.
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Away for wend, but wanted to say good luck with eveything and hope all goes ok, u all take care.

    Enjoy the roast beef on Sunday........x
    xx rip dad... we had our ups and downs but we’re always be family xx
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Wetting himself in a new situation (arguably in any situation) before he's even 3, is nothing about behaviour or anything to apologise for.

    I still almost do it now in new situations :rotfl:.

    You should be thinking more about his attitude to the whole situation - 'bye daddy' without a backward glance shows he's a well-adjusted little man with no separation anxiety - you and Mrs K have done a good job :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    mum2one: reassuring to know. :) Mrs. K. and I didn't expect that to happen on the first day, that is all.

    snookey: he loved it! Nursery is all my wife and I have heard about all morning. On the subject of my parents; father rang this morning rather distressed, in all honesty and for all their sins, I am really beginning to worry about them. Not quite sure how to handle this, in many ways I feel too young to be dealing with elderly parents.

    mum2one: thank you. :) We will try to enjoy the 39th beef roast of the year. ;)

    gallygirl: :rotfl: I think if anybody had the separation anxiety it was me :o.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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