Mr and Mrs K's New Journey to a Debt Free Life.

heartbreak_star

AlexLK wrote: »

If one has got to the age of over 25 and cannot tell the difference between a cheap watch and a quality timepiece, I shall not be the one to explain.

Oh we can tell the difference, we're just not snobby enough to care

Besides, I'm a bit of a collector.

...no kidding.

You really do still need to watch how you phrase things sometimes, Alex...and remember what I told you about thinking of what things do rather than their so-called "prestige" or price.

Seems like you've had your ups and downs recently but you do seem to be pulling through OK, and I'm liking your newfound resistance to needless expense

Since I discovered fruit cider and started infusing vodka my desire for wine has gone downhill :rotfl:

HBS x

slowlyfading

AlexLK wrote: »

If one has got to the age of over 25 and cannot tell the difference between a cheap watch and a quality timepiece, I shall not be the one to explain.

Besides, I'm a bit of a collector.

Ouch! Be careful how you word things Alex - just because people don't own an "expensive" watch, doesn't mean they can't appreciate it, they just know that money can be used in better ways.

I bought a £30 watch when I was 16 and needed one for work; 10 years later it's still fab and well worth the money. Do I need to spend £X,000s for a watch to tell me the same? No. A so-called "cheap" watch has done me just fine.

Remember, not everyone cares about expensive things.

PS. £35 bottle of wine?! Never had one of those (not at a party either) and again, not bothered.

PPS. Music in secondary schools is there, just battling to stay alive against everything else that is deemed more "important".

EchoDelta

The champagne we had at our wedding was a whopping £55 per bottle!! :eek::o

Don't know what came over us really! It was heavenly though

I don't really get the watch thing - I figure if it keeps time then it's a success. Mr Delta despairs of me because I find cars boring (we can afford to fill it up and it will get us from a to b in safety? Done!). If something does what it needs to do then that's good enough for me. Quite glad really, much less temptation!

Interesting to see all the different music experiences at school. Back in the dark ages when I was at primary our violin lessons were free and you were loaned an instrument for as long as you needed it. Continued until I was 13/14 when "other interests" over took music and instruments were still loaned out at that point. I went to a really potless school as well so impressed they managed it.

Hope you had a good day today Alex and aren't getting blown away in the wind!

AlexLK

PinotGrigio41 wrote: »

I think you may have Alex !! Besides after the third glass you barely notice the difference, although the headache the next day is most definitely a reminder of how awful it truly was !

Give M&S a try you may be pleasantly surprised !

:rotfl: :rotfl: :rotfl: I've been to many parties like that, PG!

Will give them a go.

heartbreak_star wrote: »

You really do still need to watch how you phrase things sometimes, Alex...and remember what I told you about thinking of what things do rather than their so-called "prestige" or price.

Seems like you've had your ups and downs recently but you do seem to be pulling through OK, and I'm liking your newfound resistance to needless expense

Since I discovered fruit cider and started infusing vodka my desire for wine has gone downhill :rotfl:

HBS x

HBS: I was not being rude, nor "snobbish"; I merely like to have things of good quality which lasts a lifetime. Whilst, quality does not have to come at an expensive price, it usually does.

Thank you, I seem to be doing OK, apart from today , I've had rather a high spend day today. Some of it was Christmas stuff though.

:rotfl: On the fruit cider and vodka, we sometimes have fruit ciders in the summer (really is a summer drink, no?) but never thought of adding anything with them.

slowlyfading wrote: »

Ouch! Be careful how you word things Alex - just because people don't own an "expensive" watch, doesn't mean they can't appreciate it, they just know that money can be used in better ways.

I bought a £30 watch when I was 16 and needed one for work; 10 years later it's still fab and well worth the money. Do I need to spend £X,000s for a watch to tell me the same? No. A so-called "cheap" watch has done me just fine.

Remember, not everyone cares about expensive things.

PS. £35 bottle of wine?! Never had one of those (not at a party either) and again, not bothered.

PPS. Music in secondary schools is there, just battling to stay alive against everything else that is deemed more "important".

I'm sorry if my words came across as being harsh (also for HBS).

Sometimes we have to give into our desires whether they are an actual "need" or not in my opinion.

Are you a school music teacher? If so, I'd be very interested to hear your views on a few things.

AlexLK

EchoDelta wrote: »

The champagne we had at our wedding was a whopping £55 per bottle!! :eek::o

Don't know what came over us really! It was heavenly though

I don't really get the watch thing - I figure if it keeps time then it's a success. Mr Delta despairs of me because I find cars boring (we can afford to fill it up and it will get us from a to b in safety? Done!). If something does what it needs to do then that's good enough for me. Quite glad really, much less temptation!

Interesting to see all the different music experiences at school. Back in the dark ages when I was at primary our violin lessons were free and you were loaned an instrument for as long as you needed it. Continued until I was 13/14 when "other interests" over took music and instruments were still loaned out at that point. I went to a really potless school as well so impressed they managed it.

Hope you had a good day today Alex and aren't getting blown away in the wind!

The less said about my wedding the better from a MSE perspective. It was somewhat decadent for it's size. However, not a day I will forget and it did promise to be everything one imagines. Mrs. K. has still got her wedding dress and has warned me if it still fits when she's forty we'll be doing it again!

Do you perhaps "get" the jewellery thing, Echo? As you know both Mrs. K. and I are VERY into cars, so I'll keep quiet on that front.

I so wonder how any of you got into debt in the first place though, seen as you seem to not be bothered by the finer things in life. :rotfl:

Very interesting re. the free violin tuition. How long did you get? Did you progress well?

Funny you should mention the wind, lots of trees down locally and Mrs. K. was on site - yep she was NOT happy about that.

bess1234_2

Actually I think you are trying t o trip yourself up again.

I've never seen a bottle of £35 wine , but then also I pay my debts.

For those different moral standpoints, I am leaving your thread .

I wish you Luck ,as all you need to do is pay them off. Not that hard really is it .

AlexLK

Thursday 5th December, 2013.
Day 96.

Dear Diary,

Today has been awfully busy and I suspect the good people of MSE will not be particularly pleased with my rampant spending spree today. Luckily, much of it was for Christmas gifts though I bought a few treats for myself and did take Mrs. K. out for dinner this evening. Unfortunately, the new pupil I had yesterday has decided he will not be continuing, a pity but I was not too surprised.

We also went to watch the village school's carol singing event which has confirmed in my mind where my son will be going to school.

On the debt front, despite being busy I listed a couple of items on eBay and sent a renegotiation letter to the second Full and Final which hopefully they'll will deem reasonable as I would really like to get this cleared before Christmas.

Summary:
+£50.00 Music Teaching
-£230.00 Christmas Gifts. (To come off Christmas budget)
-£80.00 Clothing for Son.
-£70.00 Petrol - BMW.
-£50.00 Diesel - LR.
-£30.00 Stationery.
-£42.00 Restaurant.
-£38.00 Silly Christmas Jumpers. (To amuse my parents at Mrs. K.'s insistence)

Yours Faithfully,
Alex.

AlexLK

bess1234 wrote: »

Actually I think you are trying t o trip yourself up again.

I've never seen a bottle of £35 wine , but then also I pay my debts.

For those different moral standpoints, I am leaving your thread .

I wish you Luck ,as all you need to do is pay them off. Not that hard really is it .

Hi Bess,

I'm not trying to trip myself up, it was a treat which we are savouring (still 1/2 bottle left) and not something we have all the time.

At the same time, I am making headway on my debts and hope to have another cleared before Christmas.

EchoDelta

No, not into jewellery either. I have a ring that cost about a tenner that Mr Delta bought me on our first holiday together, engagement ring, wedding ring and an eternity ring from when Small was born. That's it, no bracelets, earrings, necklaces etc. I find them a bit irritating to wear and I would worry about anything too expensive on me in case it got lost. My sister loves jewellery though - maybe she got my share of the genes!

Re violin, hmm, I guess I was okay for a while, youth orchestra for a bit etc. No great shakes by any stretch of the imagination!

I got into debt by living in an old house that had dry rot.

Nothing finer than a roof over your head and beams that don't collapse!!!

Btw I have a "dress for a wedding - preferably your own" party in mind for our tenth anniversary :rotfl:

7roland8

Well can still get into my dress after 36 years - cannot breath though!!

Yikes to your spending today Alex - but if you can go for it. Just wish I could lavish like that.