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This Time I'm Really Going To Do It

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  • badmemory
    badmemory Posts: 9,580 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Sounds like your accountant knows what is what.  Advice is good, following it is a choice.  He does seem to know you (and your work) have a value. Love the added zero!!
  • KajiKita
    KajiKita Posts: 7,573 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Sounds to me like your accountant is a carat gold treasure! What awesome advice and sounding board - I’m impressed 😊
    I think your coasting sounds like strategising to me …. 👏😊❤️

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 39 books of target 52 in 2025, as @ 27th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 6,761 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Rather more than one glass of fizz as I didn't have any tiny bottles so opened a large one that was in store for the festive friends get togethers.  I also realised this morning when I reviewed matters my very nice crystal glasses (£1.25 each from charity shop) hold rather more than I thought :)

    Accordingly the Christmas tree did not get finished and the house still looks a mess so have turned all 3 horses out and will get to straightening things up before this evening when VNM and I are off to meet friends at a village panto.

    I have turned three horses out and had a good review of the work the gardener has done and I'm impressed. No transformations but quiet change everywhere. My neighbours laurels have been cut back but not so they would notice, the apple orchard has beautifully pruned trees.  Way more pruning than I would have dared but the trees look great now.  I lost all my fruit due to brown rot and hopefully next year I will get a crop once again.

    The paths that could be cleared have been and the rest have been sprayed, the beds have been weeded and the hedges cut.    He has emailed me the name of a plant that has thrived by the front drive/garden and suggests I plant a few more of them to create a border as the one that is there has thrived despite the years of neglect.

    Having had a good walk round I've decided that he was correct, some of the apple trees do need a stake so I will count up and go and buy some over the next few days and some of the paths do need lifting and re-laying.  They are stone chippings between brick and are now full of mud.  Earlier in the year I did try washing it out on one path, which still looks good but it took me the whole of a bank holiday to do one path so to finish the garden seems overwhelming.  I'll look on line for some stone supplies (the current paths are a stone chipping rather than actual gravel) and look into relaying it.



    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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