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This Time I'm Really Going To Do It

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  • MatyMoo
    MatyMoo Posts: 3,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry, also meant to say that I haven’t worn my heat holder socks since I bought neoprene lined wellies (Muck boots), they are a game changer - but aren’t ideal to ride in. 
    :j Proud Member of Mike's Mob :j
  • daisy_1571
    daisy_1571 Posts: 2,083 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    When I read it I also thought what you're listing is def more a need than a want.  Not only for your body to keep warm and healthy but also mentally if you look at things and feel they are past it then it doesn't give you a lift these cold dreich days.  They way you are describing how they appear to you sounds like they are actively draining happiness. 

    Daisy xx 
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Great news re the nectar points - next November see if they are doing the double up on points offer which I did this year for first time and  turned £40 into £80 vouchers - max was £50 

    your wants - some sound like needs 

    quidco also doing flash offers - so big cb for one day only - I logged in to see if I had cashback and got the advent type thing which gave me 25 % cb off boots - was super busy but clicked thru to them - got some Xmas gifts and over £23 has tracked back ! Plus there is 4% on ZIPZERO so should be end with 29 % off (plus I got my student discount 10% .. plus airtime rewards :) 
    maybe keep an eye out to see if Argos have a sudden day only flash FB offer   

    What’s the horse show? I need to get DS some stuff 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • ajmoney
    ajmoney Posts: 6,462 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    @Watty1 your gardener sounds great and just what I would like!
    MFW 2025 No. 7 £700/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • Watty1
    Watty1 Posts: 6,761 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I won £25 on the premium bonds.  I know I would get more interest with the money in high interest account but there is something about the thrill of winning I love.  Plus the money is totally forgotten (emergency vet fund) so I feel happier with it there.

    Also the win like the last two make me smile. I feel karma is gifting me the money.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • I won £25 this month as well ! One day agent millionaire will call us 😊
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • TallGirl
    TallGirl Posts: 6,198 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I also love the thrill of seeing if I have won even if it is only every second month I seem to win. 

    Hope you enjoy the horse show it is fun to do things in a group but can be annoying when everyone has different agendas. 
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • MatyMoo
    MatyMoo Posts: 3,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Olympia season tickets were me and my best friends gifts to each other for years, until she went to live in America. Last year the planets aligned and we were able to do it again, staying in a hotel a 2 minute walk away! Heaven…….now saving to do it again someday. Loved being able to do the Masterclasses, junior classes and watch warm ups.

    Glad the muck boot suggestion was of use. 
    :j Proud Member of Mike's Mob :j
  • Watty1
    Watty1 Posts: 6,761 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    oh season ticket - go often and see everything - how absolutely wonderful.   
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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