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This Time I'm Really Going To Do It

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  • LadyWithAPlan
    LadyWithAPlan Posts: 3,748 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Oh no @badmemory what terrible timing ! Hope it’s gets fixed without too much cost - my parents discovered their shower had a long very slow leak which resulted in the garage roof partially collapsing ! 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • KajiKita
    KajiKita Posts: 7,664 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I suspect that it will be much easier to get everything back to ‘in shape’ now that you have certainty about what *your* future plans are and you have the head space now. 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 6,809 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    At least it is done, not ideal but you know why it leaked so can watch for it in future.

    My shower seems to be leaking but I really need to re-do the room so I'm keeping a watch on it and shoving a towel in the corner when I shower as I think it is only the door.


    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 7,664 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Well rescued 😊❤️

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • daisy_1571
    daisy_1571 Posts: 2,105 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I also would not have liked something flapping about near me so well done getting the right person for the job,  happy sparrow lives to fly another day  💘 happy cat gets to chase sparrow another day 😻 

    Daisy xxx 
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
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