📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

This Time I'm Really Going To Do It

Options
13435373940492

Comments

  • Watty1
    Watty1 Posts: 6,836 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Declutted old pair secateurs 20/365 and some rubbish from garden/horse storage shed 21/365. Still have some way to go.

    Made fruit puree from frozen berries and left on stove a bit too long whilst distracted. Looks like a murder took place in kitchen. Will freeze any that is stuck to bottom of pan for flavoring plain yoghurt for puds.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • FloppyDisk
    FloppyDisk Posts: 864 Forumite
    Tenth Anniversary 500 Posts
    Sounds like a gorgeous ride Watty, just as it should be! Do you ever hack alone? I only ask because the horse I shared for a while was an angel with his one mate but a bouncy ball on his own. He sounds like he's been brilliant on his own at shows so that will help his confidence.
    Mortgage Apr 18 £417,894 BTL Mar 18 £162,857
    Mortgage now -- £350,085 BTL now --- £162,668
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Goodnes that was brave. The thought of riding over motorway bridges TERRIFIES me.
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    :wave:

    Excellent decluttering Watty and glad you had a lovely ride!

    Re: the gardening. I noticed you use freecycle, it might be worth putting up a virtual notice in your "local" Freecycle / Freegle thread asking about gardening services in the local area ... Freecyclers usually know the best well-priced trades-folk or you might get a response from a fit student or two! x
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • Watty1
    Watty1 Posts: 6,836 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Great idea. Thanks Hbbb. Will try that.

    Floppy, I used to hack alone before "melt down moment" but havent since. It is something I will get back to at some point. For now I am just working on building our confidence together and think slowly slowly is best approach.

    I know he will be great on his own, he is after all fabulous at shows. Its just me - but - I'm focusing on how far I have come since my low points.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Watty1
    Watty1 Posts: 6,836 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A beauty product that actually does what it says on the package! :j Was sent a very odd looking sponge thing to test for my product review in magazine and with some trepidation I gave it a go. Immediately my skin looked better - and - have used it for 3 days and I love it.

    Wont be buying it though when this one runs out. Still have a cupboard full of 'product' that I am using up in MSE/decluttering style.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Watty1
    Watty1 Posts: 6,836 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Updated signature. Is it sad to say I just love doing this ? So exciting to see figure fall. Soon won't be able to overpay anymore without penalty so will then switch to building the savings pot.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Mega progress!
  • greent
    greent Posts: 10,777 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Alchemilla wrote: »
    Mega progress!



    Seconded! Fantastic achievement! :):j:T
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Wow what amazing progress! Not long now!
    Congrats on the mway bridge!
    At my old yard we used to have to hack under one, over one, under a railway bridge and over a railway crossing - was very scary when the barriers / lights started going when you were halfway across! Didn't get used to it in the 3 years I was there (horse didn't care mind!)
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.