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This Time I'm Really Going To Do It

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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Watty1 wrote: »
    It seems Mr Watty signed up for a three month programme and the bill was for that. He is finding it helpful. I am unimpressed with friend and have barely spoken to her since. But a good reminder that I need to let her know she does not have permission to charge my card again. I've told Mr Watty if he wishes to continue with her, which he does, he must come up with a plan for the money.

    That might sound harsh but he and his family need to resolve matters and right now my fund is more important to me.

    Yes I sense they really would. I liked the boys a lot, the younger one and his girlfriend were clearly baffled as to why they had been pulled along.

    Thanks for the reminder.... will email her now to say she does not have permission to charge my card again.
    I'm glad SSS asked that question! Yes, setting boundaries with Mr Watty and the friend is really important. Can't remember how far along we are in that 3 months, but it certainly needs taking care of.
    Watty1 wrote: »
    Nice horsey morning then watched TV and did a spot of decluttering this afternoon.
    Fascinated by the horsey stuff, but don't know a single thing about it at this level, so I never comment, but even I *get* this :D

    No idea what will happen this year, but one thing for sure, I will most certainly not need to buy underwear, socks or tights for the next few years! Decluttering and tidying has revealed a stash of said items![/QUOTE]
    Always a good thing when impulse buying is useful stuff :j

    Hope your 2018 is a *lot* better than 2017, Watty.
    2023: the year I get to buy a car
  • Watty1
    Watty1 Posts: 6,889 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    £200 A month! Our vendor balked when I wanted to charge her £150 for three!!

    That was the increase!!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Watty1
    Watty1 Posts: 6,889 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thank you all for your kind wishes. 2018 promises to be interesting. I'm content that I have in my mind set a review date. And my hanky fund has begun and it has its own spreadsheet.
    For 2018 I'm not making resolutions really, rather, I am going to have fun with friends, do more with MH (assuming he is comes sound sometime soon) and keep building the spotted hanky fund.
    I want to add I'll keep up with the running and return to my usual very healthy diet, meditate, add more visits to church .. but heck ...I'm spending new year alone and just off to buy a little something to drink so I'll stick with the simple ones of having fun with Most Handsome, enjoying foggyfellpony catching up with friends and valuing those friendships I have and my spotted hanky fund.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • A lovely way to end the year in calm contemplation. Wishing you strength and joy in 2018 Watty.

    Very best wishes Tilly xx
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Your goals for 2018 sound marvellous to me- do more of what makes you feel great :)

    Have a nice evening tonight x
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • themadvix
    themadvix Posts: 8,799 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Happy New Year Watty! I hope 2018 brings you clarity and strength and you have a great year, no matter what life throws at you. x
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Wishing you the best 2018 possible Watty. Thank you for being a friend xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Watty1
    Watty1 Posts: 6,889 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    thanks for all the good wishes :)
    The new year didn't get off to the best possible start. New Years Day I had a thought about work .... one of those that creeps up on you with a sudden and rather dreadful awareness. I have been making an error for about 3 months .... the error is of such enormous ness that the reverberations could continue throughout this year. And it has the potential to mean I make no money whatsoever .... I will effectively be working just to stay afloat. I have been almost paralysed into inaction by this realisation.
    Finally started putting things right by emailing people and calling people yesterday.
    Ordered something from local printers Tuesday AM that will start to corrections in process ..... desperate for them to email me and say I can collect. Yesterday I felt so sick I could barely eat. Managed with a smoothie and finally last night a takeaway chicken curry.
    This morning totally unable to work again. Just feel sick whenever I try. This is horrible.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Hope you feel much better soon.
  • Oh no _pale_
    Sorry, I have no words of wisdom Watty just hugs :grouphug:
    MWCxxx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
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