We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Suing DCA for harrassment etc

24

Comments

  • tinkerbell28
    tinkerbell28 Posts: 2,720 Forumite
    Wrong, wrong, wrong. I don't have any debts [mortgage and debt free at 45]

    I am intending to use any compo to buy a 6th motorbike to add to my collection.

    You won't get any compo if you don't have losses you can quantify.

    So I'm not entirely sure you're not just on a wind up.
  • Please let's not lose sight of my original posting.....
    Can someone point me to any threads/sites wrt people suing DCAs for harassment etc.
  • wealdroam
    wealdroam Posts: 19,180 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Please let's not lose sight of my original posting.....
    Was post #4 not what you were looking for?
  • wealdroam wrote: »
    Was post #4 not what you were looking for?


    Partly [thanks], but I was also hoping for some successful real life cases/examples.
  • Fosterdog
    Fosterdog Posts: 4,948 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If you read post number 2 you would see there are unlikely to be any real cases, it is a criminal not civil matter so up to the police to deal with.

    You can only sue for actual loses so unless they have damaged your property in some way there is nothing to claim for.
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    How many people do you think successfully claim compensation from DCAs? Don't think your request will be unique in the slightest, this is their business. Pursuing people for money owed on behalf of companies, they would have seen every trick in the back and received so many accusations of harassment it's unreal.

    What would be deemed as harassment is also at debate. Is a letter a week harassment? Probably not, you can bin a letter with minimal inconvenience. Is constant phonecalls harassment? Well depends if the debtor has opened up a dialog I guess and the qty of calls. What could be considered harassment perhaps is recurring phone calls to a debtors place of work, but if a single phone call as part of tracing an absconded debtor then maybe not.

    Even if you did get some money, if you think it will be enough to pay for a 6th bike then think again.

    Since most DCAs are merely acting as agents for a creditor then I guess you should start there.

    So what exactly is the problem you are experiencing? And what steps have you taken so far?
  • pmduk
    pmduk Posts: 10,700 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    have you tried googling your question?
  • Fosterdog wrote: »
    If you read post number 2 you would see there are unlikely to be any real cases, it is a criminal not civil matter so up to the police to deal with.

    If you read post 9, you would see that you are wrong.
  • arcon5 wrote: »
    So what exactly is the problem you are experiencing? And what steps have you taken so far?

    Who said I was experiencing a problem?

    For the record I am not being harassed by DCA's and don't need any advice on how to deal with them or with debt etc.

    I am simply looking for what I asked for in my first post.
  • pmduk wrote: »
    have you tried googling your question?

    Yes, without much success. But thank you for your suggestion.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.