Six months to go...

atush

I thought you wre leaving early to go on yur trip.

You do have a few months to save until you go, but won't be long enough to truly 'test' yourself new budget wise. So do let us know how it goes.

Gers

atush wrote: »

I thought you wre leaving early to go on yur trip.

You do have a few months to save until you go, but won't be long enough to truly 'test' yourself new budget wise. So do let us know how it goes.

No, trip is still planned for spring. Leaving early cos I am at the edge of my tolerance with a job I previously loved. Figures added up so off I jolly we'll go. Probably November as I don't want to leave my colleagues in the lurch.

Thanks for all your advice.

Goldiegirl

I don't blame you for leaving sooner rather than later.

We're working toward an early retirement in a couple of years time, and had settled on spring 2016 as the time to 'go'.

But the thought of going through an additional winter with all the aggro with snow and ice is very off putting, so our current thinking is autumn 2015.

Good luck with your plans - do let us know how you get on.

woolly_wombat

Gers wrote: »

I have now decided that I will be leaving work in November/December - really can't carry on with such a dreadful situation (no details) but as I am financially secure even without the pension then I'm off....

Good luck Gers.

Presumably you qualify for unreduced early retirement under the 'rule of 85'?
http://www.lgps.org.uk/lge/core/page.do?pageId=100810

I am just a few years behind , but still seriously thinking of jacking in an awful job by the end of next March, when the LGPS retirement age goes up from 65 to the state pension age!

Happy Retirement!:)

My one piece of advice for everyone a mile light years away from being to stop work is 'invest in a pension'. I can't imagine how my life would be right now if I was 'forced' to carry on working past my 60th birthday, especially as my state pension has been put back about five or six years.

Absolutely! I am extremely fortunate to have a small pension from previous employment which will start when I am 60, thank goodness.

WW

Gers

woolly_wombat wrote: »

Good luck Gers.

Presumably you qualify for unreduced early retirement under the 'rule of 85'?
http://www.lgps.org.uk/lge/core/page.do?pageId=100810

WW

Not early, that's the stated date of payment, Feb 2014 when I reach 60 years of age :eek::eek:

Funnily enough I have a second very very very tiny pension with the same scheme (I did extra curricular work for a short while) and even though I resigned from it at the same time as my full time role that pension doesn't start until I hit state pension age.

Started 1976 and left 2007 so scraped in under the wire - thank goodness.

woolly_wombat

Gers wrote: »

Not early, that's the stated date of payment, Feb 2014 when I reach 60 years of age :eek::eek:

Funnily enough I have a second very very very tiny pension with the same scheme (I did extra curricular work for a short while) and even though I resigned from it at the same time as my full time role that pension doesn't start until I hit state pension age.

Started 1976 and left 2007 so scraped in under the wire - thank goodness.

Wow, 31 years, well done!

You have strengthened my resolve to leave 31 March 2014 latest.

WW

Gers

Gers wrote: »

Well, the whimsy kicked in sooner than even I anticipated.

I have now decided that I will be leaving work in November/December - really can't carry on with such a dreadful situation (no details) but as I am financially secure even without the pension then I'm off.... moving house to a lovely lovely part of the UK and will contemplate part time work a bit later.

I really appreciate all the advice here, thanks, and I'm glad I wrote the original post as it forced me to think about my situation in more depth since then. No point in six months of misery (and it has become miserable) when the change is easy to make.

My one piece of advice for everyone a mile light years away from being to stop work is 'invest in a pension'. I can't imagine how my life would be right now if I was 'forced' to carry on working past my 60th birthday, especially as my state pension has been put back about five or six years.

So going back to nesting! :j Not nesting for children but nesting for a good old withdrawal from a salary!

No questions - no 'should I, shouldn't I' - just many thanks!

Done it... resigned! :j:j Feels good.

My whimsical nature 'forced' me into applying for and ultimately getting a new job. In Scotland and near to the new home... and just for two years! It was an opportunity that I found difficult to resist as I have a little more to offer of my experience and skills. Course, I can leave at any time but two years is perfect.

So closing up the place here is now accelerated and I have spent the time since Wednesday clearing out, throwing out, giving away and leaving in a box on the street a load of unwanted stuff!

And the biggest load of unwanted stuff is the baggage from my current job - gone is the feelings of FUD and they have been replaced by feelings of expectation, pleasure and (frankly) joy.

It's a new life, a world, a new day.. for me. :rotfl:

Of course, this new life is hugely cushioned by the pension pot. The end of the rainbow is there! More rainbows to come.

So, pension plans all round please!

kidmugsy

Glad to hear about the new job because I had seen a grievous flaw in your earlier plan. You were going to go to the antipodes too late: you'd have missed the Ashes tour.

mark55man

sounds like a dream scenario

Gers

Gers wrote: »

Done it... resigned! :j:j Feels good.

My whimsical nature 'forced' me into applying for and ultimately getting a new job. In Scotland and near to the new home... and just for two years! It was an opportunity that I found difficult to resist as I have a little more to offer of my experience and skills. Course, I can leave at any time but two years is perfect.

So closing up the place here is now accelerated and I have spent the time since Wednesday clearing out, throwing out, giving away and leaving in a box on the street a load of unwanted stuff!

And the biggest load of unwanted stuff is the baggage from my current job - gone is the feelings of FUD and they have been replaced by feelings of expectation, pleasure and (frankly) joy.

It's a new life, a world, a new day.. for me. :rotfl:

Of course, this new life is hugely cushioned by the pension pot. The end of the rainbow is there! More rainbows to come.

So, pension plans all round please!

Just an update. Finished work last week and getting ready to move house in 10 days time <gulp>.

Plans all moving swiftly along and I can honestly say it feels so good! It's as if a tonne weight has been lifted from me and I can breathe again. Sorry to see the last of my colleagues who are a fantastic bunch but so not sorry to see the last of my working day there.

Thanks for all the comments here, and advice. As for the antipodes - that trip will happen in early spring still. :j

Pension, pension, pension all the way! Now I intend to grow old extremely disgracefully and doing things which appeal to me!

:T