Used Car Broke Down 5 months after purchase still on finance

sadiejp

Hi All

Hope this makes sense, im after a bit of advice last june 2012 i bought a used car on finance from a ford dealer, within the 3 month warranty i had to take the car back to have some work done on the clutch which was all ok. Then 2 months after the warranty expired (Nov 12) when driving my car smoke started coming from the engine and a strange smell of curry. my brother took it to a garage to be looked at and there first response was it would cost around £100 - after looking into the car further they discovered something else and said the repair bill would be about £600 - he proceeded to do the repair but due to financial constraints was unable to retrieve the car from the garage. It is still there now!! 9 months later and the mechanic is getting annoyed and needs it gone but cash flow is very low.. Can you tell me if i have any rights with either the dealer or my finance company.

I am unsure at this moment what work has been carried out, i have just emailed my brother to find out for me and let me know i wil then update the thread.

Any help on this matter would be most appreciated

Thanks

With regards to the repair

custardy

sadiejp wrote: »

Hi All

Hope this makes sense, im after a bit of advice last june 2012 i bought a used car on finance from a ford dealer, within the 3 month warranty i had to take the car back to have some work done on the clutch which was all ok. Then 2 months after the warranty expired (Nov 12) when driving my car smoke started coming from the engine and a strange smell of curry. my brother took it to a garage to be looked at and there first response was it would cost around £100 - after looking into the car further they discovered something else and said the repair bill would be about £600 - he proceeded to do the repair but due to financial constraints was unable to retrieve the car from the garage. It is still there now!! 9 months later and the mechanic is getting annoyed and needs it gone but cash flow is very low.. Can you tell me if i have any rights with either the dealer or my finance company.

I am unsure at this moment what work has been carried out, i have just emailed my brother to find out for me and let me know i wil then update the thread.

Any help on this matter would be most appreciated

Thanks

With regards to the repair

Without knowing the fault(s)
its hard to advise

sadiejp

custardy wrote: »

Without knowing the fault(s)
its hard to advise

Ok so my brother has just contacted me and thinks that the water systme failed and blown the head and bent some valves????

Still waiting to hear back from the mechanic

colino

The person who should be exercising their rights is the repairing garage. You have a car, a complex machine with thousands of parts that can and do go wrong. Your finance company wont be interested and neither will the trader you got it from. Make up your mind on what you want to do with the car before the repairing garage exercises their lien and take you to court for not paying the bill (and storage costs) or selling at auction to recover their costs.

custardy

sadiejp wrote: »

Ok so my brother has just contacted me and thinks that the water systme failed and blown the head and bent some valves????

Still waiting to hear back from the mechanic

You sound like you are describing 2 major faults
A cam belt going and taking valves out
A head gasket going and causing head issues

So while we wait for the correct information
Is the car servicing up to date?

sadiejp

colino wrote: »

The person who should be exercising their rights is the repairing garage. You have a car, a complex machine with thousands of parts that can and do go wrong. Your finance company wont be interested and neither will the trader you got it from. Make up your mind on what you want to do with the car before the repairing garage exercises their lien and take you to court for not paying the bill (and storage costs) or selling at auction to recover their costs.

Thank you for the reply

The repairing garage will not take me to courrt as they get a lot of work from my brother,

I was simply asking about my rights regarding car breaking down after only 5 months

webby23

Sorry, no rights to anything

As above, you need to focus on paying for the repairs before you lose the car for ever.

ILW

How old is the car?

sadiejp

The Car is a 2004

sadiejp

And Yes FSH well up till june last year as only used for 5 months after that

ILW

It's nearly 10 years old. Repairs are to be expected.