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the Government's new First Time Buyers Initiative (FTBI)

135

Comments

  • ds1980
    ds1980 Posts: 1,213 Forumite
    meanmachine wrote: »
    Then do one.


    Also, I'd love to know how you'll buy up all of these cheap properties when credit will have tightened to reflect the risk of negative equity.

    DS1980. That fits. Too young to remember the last crash. Think you're invincible.

    You'll learn.

    The hard way.

    With cash it doesn't matter about credit you plum. of course im not my mum and dad were in it and they came out of it smelling of roses. It wasn't all doom and gloom you idiot.
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    ds1980 wrote: »
    With cash it doesn't matter about credit

    Not many people can buy a house without borrowing.
    ds1980 wrote: »
    you plum. of course im not my mum and dad were in it and they came out of it smelling of roses. It wasn't all doom and gloom you idiot.

    Your constant reversion to personal abuse is boring and makes you look inarticulate.
  • Phirefly
    Phirefly Posts: 1,605 Forumite
    Arguments aside, it does irk that taxpayers money is being used in this shortsighted way. The current housing situation is far from ideal, but these quick fixes just add to the problem. Unless you are extremely unfortunate, you're going to have a roof over your head one way or another. Its harsh but I'm inclined to agree that if you can't afford to buy a house, you just have to get over it.
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    It does seem like a waste of money when there are slightly unsafe things still to be outlawed or pleasurable activities remaining unbanned.
  • gabyjane
    gabyjane Posts: 3,541 Forumite
    Can i just say ds1980, me and my other half work our !!!!!! off, we have 4 jobs between us one of them being a key worker and we have only just this week managed to secure a house S/O at that. We have saved and it's hopeless, we have no debts apart from the car that we need. In the area we live in a 2 bed hovel costs in the region of £150k, we can get £120k at a push? you do the maths?
    How nice it must be to get everything handed to you on a plate eah!
  • wecanhelpu
    wecanhelpu Posts: 630 Forumite
    Ignore ds gabyjane.

    He's what is known around these parts as a f*cking t0sser
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    gabyjane wrote: »
    Can i just say ds1980, me and my other half work our !!!!!! off, we have 4 jobs between us one of them being a key worker and we have only just this week managed to secure a house S/O at that. We have saved and it's hopeless, we have no debts apart from the car that we need. In the area we live in a 2 bed hovel costs in the region of £150k, we can get £120k at a push? you do the maths?
    How nice it must be to get everything handed to you on a plate eah!

    House prices will come down for the reason that people simply can't afford to buy. Have a little patience and you'll afford somewhere.
  • gabyjane
    gabyjane Posts: 3,541 Forumite
    Generali wrote: »
    House prices will come down for the reason that people simply can't afford to buy. Have a little patience and you'll afford somewhere.

    Thanks for the reply, we have managed to buy somewhere..just this week! i have to say its a gorgeous brand new house which i'm chuffed to bits with, it's taken some very hard work and many tears i'll tell you!
  • gabyjane
    gabyjane Posts: 3,541 Forumite
    wecanhelpu wrote: »
    Ignore ds gabyjane.

    He's what is known around these parts as a f*cking t0sser

    lol..was thinking along those lines!!
  • wecanhelpu
    wecanhelpu Posts: 630 Forumite
    Congratulations and best wishes to you both
This discussion has been closed.
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