I've just paid off my....

sexyshark

i have just started on my debt free journey and out of 15 creditors which I started off with 3 months ago, I am now down to 12

bellaboo86

So 18 months ago I broke up with my then o/h. Unfortunately I had let him use my cc (already had 12k of his own debt) so when we broke up I had nearly 3k racked up in my name. I also had 0% finance on furniture.
Anyway I've worked really hard and can say that today it is all cleared. I made massive overpayments on the furniture and made quite a few sacrifices along the way. I was also unemployed for some of this time as well. Finally feel like he is 100% out of my life now.

LittleMissDetermined

bellaboo86 wrote: »

So 18 months ago I broke up with my then o/h. Unfortunately I had let him use my cc (already had 12k of his own debt) so when we broke up I had nearly 3k racked up in my name. I also had 0% finance on furniture.
Anyway I've worked really hard and can say that today it is all cleared. I made massive overpayments on the furniture and made quite a few sacrifices along the way. I was also unemployed for some of this time as well. Finally feel like he is 100% out of my life now.

Well done! What feels better, debt free or rat-bag free?

bellaboo86

LittleMissDetermined wrote: »

Well done! What feels better, debt free or rat-bag free?

Definitely rat-bag free. I consider it money well spent to be shot of him x

locotoro

LittleMissDetermined wrote: »

Well done! What feels better, debt free or rat-bag free?

Or in this case debt-rat-bag-free!! :j

Determined_diva

Hi everyone

I've just paid my credit card off (£150) and the balance of a cheap weekend in oct (£188)

Small steps and all that but still!
DDx

TripsandSmiles

I've just paid off one of my overdrafts (£450). It was the smallest of my debts, but deffinately a good feeling to get rid of it!

Two debts is better than three :T

Now onto the big one - CC balance just over £2000 :eek:

Well done everyone!! xx:T:T:T

prikklypear

Hi there everyone!!

Just finally started my own debt-free challenge! I have 6 creditors and a debt of £7,220!

Really inspiring to read all these messages about people on their own journeys! Can't wait to get steaming away on mine!

Well done everyone!

asp746

I have 3 creditors and august is a landmark for two of them because:

at xmas 2012 Capital One balance was 1950 and each month I have been emailing them to permanently reduce my balance by £100 and so when I do this in August I will be under the £1000 balance and I am absolutely ecstatic - I am going to continue doing this until the balance is £600.

August also signals i'm over half way through a 2 year loan - only 11 payments left !!!

Sadly I've still got my carloan and the only positive thing I can think to say about that is one more payment takes me to under the 3k mark.

you've always gotta look for small landmarks I find it really motivates me. :rotfl:

Forgotit

I paid off my council tax debt last month! Next to get the chop will be the HP with British Credit Trust! Almost there, should have it cleared by the end of the year if all goes well!