Crash on roundabout

billydwarf

Hello everyone.

smashingyour...

Liability will be decided by the insurance company, so what does it matter who we think is to blame?

billydwarf

Just curious

spacey2012

Insurance prefer 50/50 as they make more money.
The only other way is to inform yours FRPO and sue the other driver directly and make him deal with his insurance and you may get all your losses.
You do not have to let his insurance take over as you have no contract with them.
However if you are claiming his accident on your policy, expect a 50/50% split and your hand will be going in your pocket.

dacouch

If you have a genuinely independent witness you have a good chance of not being at fault. This would be greatly helped if you had taken photographs of how the cars ended up post crash.

Has the van driving indicated they accept liability?

FreddieFrugal

Sorry about that. I NEVER trust people on roundabouts, especially when it comes to indicating, but that's another issue. Really I check the speed of approaching traffic as well as the distance before I consider entering any junction or roundabout. It's worth spending that extra second to be sure. Doesn't mean you hold people up to do that as you can check on approach.

Don't get me wrong though, it sounds from the info you gave that it was the other drivers fault. Just if the person had been speeding like a lunatic then shouldn't you have noticed before you entered the roundabout. Never assume that people are driving at the speed they should be - look!

If however you were in fact on the roundabout well in advance and he just piled into the back of you then that sounds unavoidable on your part. (Although you did say you saw him before you got on it?)


Edit: ignore some of that ^ reread your post, had misunderstood circumstances

dacouch

spacey2012 wrote: »

Insurance prefer 50/50 as they make more money.

Not necessarily.

They would not make more money if one side was not at fault and their clients damages were more than the other parties.

Assuming there was a good chance of recovering from the other party and the recovery costs were reasonable they would seek to recover costs.

DaveF327

If you are on a roundabout (without a joining slip lane) and a van driver fails approaching the roundabout fails to give way and collides with your nearside, the van driver is clearly at fault.

What puzzles me is that you say you were taking the 3rd exit, which is the same road from which the van driver emerged, so how come you crossed paths? Or did the van driver emerge from the 2nd exit?

billydwarf

I was turning right at the roundabout,

FreddieFrugal

Did the crash happen ON the roundabout or at the exit then? Did he end up in wrong lane?

Must have or he wouldn't have hit you if you were both entering and exiting from same place. If that's the case then its clearly his fault.

Or where you not yet at the exit before he caught up with you?

You may need to draw a diagram

lister

billydwarf wrote: »

I was turning right at the roundabout, the third exit.
He came from the third exit
The van was well away from the roundabout when I started onto it.
Independent witnesses have told police how he was driving.
We both have the same insurance company

Still doesn't make sense - you seem to be mixing up roads. If you were leaving by the third road, you would have left the roundabout before the corresponding entrance from the third road, so couldn't have been hit by someone coming from the third road.

Did he enter from the road prior to the one you were taking? (in which case it would be the second exit in common parlance)