Can we view houses before we're financially sorted?

DRP

In slow areas many of the viewers will be people who haven't sold their houses yet. This is normal practice in my experience.

I see no difference between someone hoping to sell to buy (which could take months) and someone 5 or 6 months from being ready to be a FTB.

As posted previously, if a vendor is sufficiently anxious about proceedable viewers they can tell the EA their requirements.

NewbuyerNE

GwylimT wrote: »

Your not a cash buyer and you haven't been approved for a mortgage therefore you are not a buyer.

I referred to myself as a viewer.

By the statement if working with buyers that referred to everyone starting the home buying process as posters in here with negative responses appear to have been sellers at some point and it may be a helpful tip of working together instead of against each other.

Your input in no way answered the question I started the thread with.

ValHaller

view wrote: »

do you know of a case where this has happened? scary

I don't know of any cases of people electrocuting themselves with DIY electrical work. But it does not stop me urging people to consider the risks.

If you consider that the possibility is remote, then go ahead and view property you have no realistic hope of buying and tell the sellers exactly where you stand. If you do get hit, do the honourable thing and don't go to the police with it.

NewbuyerNE

view wrote: »

100% spot on. You've got a great attitude, I say just go for it. And best of luck by the way!

Thank you View. Hopefully my next thread will be 'does this wallpaper go with these curtains?' haha

Going to embrace this process for what it is, hopefully won't do it again for a long time!

view

ValHaller wrote: »

If you consider that the possibility is remote, then go ahead and view property you have no realistic hope of buying and tell the sellers exactly where you stand. If you do get hit, do the honourable thing and don't go to the police with it.

Seriously, if this does happen to you (I think we all know that it won't) please do let us know.

Yes ValHaller is saying something that COULD happen, however there's no known cases.

They're also saying if you go to a viewing and get physically attacked by the seller because you don't have a mortgage, just keep quiet and don't go to the police.

Oh please! now I really am smiling. It's definitely a wind up.

ValHaller

view wrote: »

Sorry, this still makes me smile that you think turning up to view a house, where you have been fully honest and upfront about your intentions, will lead to physical violence. I'd be checking my insurance to see if had legal cover so that when the viewer sues for being attacked for no reason I'll have a lawyer to call upon.

The risk comes where you have been upfront with the agent, but the agent has not let the seller know.

NewbuyerNE wrote: »

I'm a potential buyer but when I am a buyer I wouldn't want to give my money to people who put up obstacles, got unnecessarily angry or would entertain the idea of giving a viewer a black eye.

Perhaps when you do view in March 2014, you should tell your sellers that you don't intend buying till New Year 2015. If you get a black eye, you'll know you don't want to buy a house off them.

ian103

I'd say do a limited amount of viewings so you start to get a feel of what you want, or what you can afford. Its a massive learning curve.

We have just spent 7 months looking for a property, veiwed a fair few, put in a couple of offers, pretty much given up on buying and then a new property came on the market - exactly where we wanted, poor decor / condition (not what we wanted but hey ho) etc but we knew what it was worth and offered accordingly.

NewbuyerNE

ian103 wrote: »

I'd say do a limited amount of viewings so you start to get a feel of what you want, or what you can afford. Its a massive learning curve.

We have just spent 7 months looking for a property, veiwed a fair few, put in a couple of offers, pretty much given up on buying and then a new property came on the market - exactly where we wanted, poor decor / condition (not what we wanted but hey ho) etc but we knew what it was worth and offered accordingly.

Thanks Ian.

ValHaller

view wrote: »

They're also saying if you go to a viewing and get physically attacked by the seller because you don't have a mortgage, just keep quiet and don't go to the police.

Oh please! now I really am smiling. It's definitely a wind up.

More precisely, because you possibly wasted an afternoon of someone's time, knowing full well you would not be in a position to buy for 9 months.

Let us not lose sight of the fact that OP is proposing to waste a considerable amount of people's time with absolutely no prospect of being able to put in an offer on any realistic timescale.

ValHaller

NewbuyerNE wrote: »

Thanks Ian.

Of course, what we don't know is when in that 7 months, Ian had the means to offer. If he was able to from the start, it is no justification for you until March 2014.