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Nationwide Petty Rules

2

Comments

  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just came back from my local branch. Tried to pay in £2.73, consisting of a £2 coin , silver & 13p in copper, 'oh no sir we cant take mixed change', I replied, shall I count it out for you, got the same response, so to avoid getting in to a petty argument I whipped a £20 note out of my pocket and asked to pay in £2.73........' i'll take your change sir but only this once',.......absolutely priceless! :mad:

    Sounds as if you failed.
  • 1jim
    1jim Posts: 2,683 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    The way around this....
    You.. I'd like to pay £2.73 into my account please
    Them, I'm sorry sir we can't do that
    You... Ok, I'd like to pay £2.73 into my child's account pease
    Them, no problem sir, is there anything else I can do for you today?
    You... Yes, I'd like to transfer £2.73 from this account into my account please.
  • Vortigern
    Vortigern Posts: 3,312 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm so glad I gave up in-branch banking. There's nothing wrong with the staff, but there's always a customer causing a queue.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I have to admit I would pay £2.73 into my account, I can't magic it into the account via online banking ... I would have to physically take the £2.73 into a bank and deposit it in order for it to be in

    Incidentally it's not like I would be going out my way to do it either, I woul generally be up the street picking up a few things ( all paid with my Halifax visa so that I spend the £300 a month to get my £5 reward... Things I need anyway) then would just pop in and pay it over the counter before using my online app an getting it into the account I want it in

    No biggie .. No hassle and £2.73 in an account I save my Tilly tidies in, when that account reaches £50 I would then either pay it off my mortgage or out it into my ISA .... Have managed to save a good few hundred in a very short space of time this way

    All those £2.73's mount up

    Good on you op
  • matttye
    matttye Posts: 4,828 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    In fairness to the cashier, in a regulated industry staff are frequently audited for compliance to the rules of their job and it not for the front line staff to decide which items are set due to being a legal requirement and which are purely corporate policy.

    Why should a member of staff risk being pulled up by internal audit/ compliance just for the convenience of a single customer? Certainly in my employee days both bonuses and promotions were linked to your audit scores

    Frontline staff should be given the leeway to exercise their discretion.
    What will your verse be?

    R.I.P Robin Williams.
  • 27col
    27col Posts: 6,554 Forumite
    edited 5 August 2013 at 3:39PM
    Why the hell would someone go to the trouble of going all the way to the BS just to pay in £2.73. I'm all for saving small change, but that is why I have a Beer Stein on my bedside table.At least this thread explains why the queue in the BS is sometimes so lengthy. I thought that it was someone writing their will last time.

    Just come back from the BS. I was amazed to find that I had amassed £56 since last Christmas. £40 of it in 20p coins. The RNLI will appreciate that, I'm sure.
    I can afford anything that I want.
    Just so long as I don't want much.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Who is saying it was a trouble ? The op didn't indicate it was a trouble an for me personally it certainly isn't a trouble ... Not even an inconvenience, the queue's are less than I ever experienced them as most do online banking now, ye I have been stuck behind people that have been dealing with their finances but it ain't exactly a hardship, they need to deal with their stuff and I need to deal with mine

    Ohhh to have such and exciting life that waiting for five minutes becomes a chore
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It may not be trouble for the OP but it's a nuisance for the cashier. They don't mind if you take in full bags (i think 5 for an account, or more for children's account) but when a customer comes up to you with little petty change they have to do the transaction, change all the denominations on their balance sheet etc all for the sake of a 2 quid transaction.

    Anyway if they say it's the rules, ask for a copy of the T&C's and move elsewhere if you don't like it.
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • John1993_2
    John1993_2 Posts: 1,090 Forumite
    matttye wrote: »
    Frontline staff should be given the leeway to exercise their discretion.

    In general, or only in this case?

    If it's only in this case, then that's a remarkably narrow exclusion. If it's more general, then who takes responsibility when they inadvertantly break the anti money-laundering regulations and someone has to go to jail?

    You do seem very keen for rules to be ignored when they disadvantage you, and enforced to the hilt when they are in your favour. The rest of us are glad that the world isn't actually organised this way.
  • matttye wrote: »
    Frontline staff should be given the leeway to exercise their discretion.

    That way madness lies.

    "Why won't you do this for me, you did it last week/did it for my mate yesterday...?" and so on.

    What's the point of having any rules whatsoever if cashiers are at liberty to ignore them? Plus, as mentioned by others, what happens if one of the rules they can decide to ignore is one that is legally required.

    Or do you really want two have *two* sets of rules? One set that can't be ignored and one set that can?
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