📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Awesome Amazing August NSD Challenge

Options
1707173757688

Comments

  • Just lost my post grr NSD #17 yesterday and today was NSD #18 and thats now 8 in a row. Only money in a baggy with a name has passed my sticky mitts:D
    2013 NSD 100. CC2014CC- £31.50/£135
    2014 NSD 86 so far - May 20/21
    2014 G/C spend £741.55 so far May £107.99/£91
    Debt Free - 30.05.13 Emergency tin - £1000
    June 23 - 9NSD
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Evening all
    Lurkerderp wrote: »
    Thanks Beanie and Marmite.

    My health issues are chronic fatigue amongst other things (not ME luckily) so anything too energetic is out. I use public transport for which I'm lucky enough to have a free pass.

    Some days I'm not well enough to do anything, but on the days I am all the things I can think of doing (meeting up with friends, cinema etc) cost money!

    I'm starting to think that it might be a better idea for me to just try and stick to a weekly budget rather than set myself NSD targets.

    Hi Lurker, totally sympathise and I think when you are skint or unwell its an easy habit to get into, if you are both skint & unwell its almost inevitable and its not good for you :(. For various reasons I am uncomfortable inviting people to my house, so its meet them out or at their place.

    Having a going out budget is OK and you could call that Lurkers going out budget so using it wouldn't necessarily lose your NSD, but that's up to you. See Fed-ups tips for birthday budgeting (thanks Fed-up).

    My money saving tips are : meet for a drink or coffee, or lunch rather than dinner as costs less and can either walk or get public transport to get home. Try to still meet people, either you know or new people. Having time off during normal working hours can be a bit lonely so volunteering seems a great idea (from Beanie or Marmite was it) if you feel up to it.

    My main advice is try to get out every day, I have at least 30 mins walk or 1 hour cycle I don't know if you could manage that far, but maybe you could try to build it up slowly? The mid-week shop is a walk to the local shops or MrAldoo so I can't overspend as I have to carry it :rotfl:. You may in a better position than me as I am working but broke (debt) and therefore not entitled to any discounts, but if you have any benefits, check out what extra discounts you might get for swimming or yoga or something gentle?

    Do you like animals? rescue centres often need people just to sit/groom animals.

    As you see here we all like to help with ideas so tell us if all our ideas don't work for you.:D
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Hello again
    Thanks to Freeby who keeps us all up to date
    Suziebabe wrote: »
    Can I register NSD #6 for today please? Forgot to take money out so was a charity case all day:)

    Excellent technique for acquiring NSD's methinks - good one:j
    beanielou wrote: »
    Blimey kerri what a bloomin' saga.

    Abso'blooming'lutely my patience would have expired long ago, reminds me why I don't like having work done....but....
    Kerri it will be worth it when is done:T and an NSD so good work.:j

    'Just lost my post grr NSD #17 yesterday and today was NSD #18 and thats now 8 in a row. Only money in a baggy with a name has passed my sticky mitts:D ' Love full shelves, that is awesome, fabbie numbers:j:j & sorry about your post vanishing :mad:

    NSD 22 please :jand going to risk saying target increase to 25 please:eek:

    To all those that have work tomorrow (I don't):D have a good week, for those that worked today :( hope they paid well:)
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    Just a quick update to say # 16 / 17 today :j
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    There are

    49

    of us taking part in the August NSD Challenge

    and so far we have collected

    436 NSDs

    :T:T:T:T:T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    tuesday-146.gif
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • beanielou wrote: »
    Lurker~good advice from kerri(as always) :)
    beanielou wrote: »
    Blimey kerri what a bloomin' saga.

    I agree on both counts!

    Lurker could you possibly have a 'going out' /entertainment budget,which would give you some leeway.It might be a small amount,but might help you feel less guilty about going out and doing things?

    Do you use the local library-books galore and dvds also available I believe?Any local mus!ums/art galleries-you might get in for free.A nice park to have a wander and a picnic?Having a book/dvd swap with friends?

    kerri what a nightmare!I hope that it all gets sorted PDQ.
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Kerri - A big hug just for you because if it were me I would have cracked up by now :)

    hugs-141.gif
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Morning all :hello:



    Declaring my 15th NSD


    Thank you freeby, spoon and Sazzie
    IF





    diet124.gif
    "If wishes were horses, then beggars would ride"
  • HeadAboveWater
    HeadAboveWater Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    edited 27 August 2013 at 3:39PM
    Hello :D

    Saturday - spendy day
    Sunday - spendy day
    Monday - spendy day

    Blast! Guess I'm still stuck on no 7 :o:p

    EDIT:
    ...or not! NSD today!! :j:j That's no 8 in the bag!
    Wealth is what you're left with when all your money runs out
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.